How to Get Your Free Credit Check

How to Get Your Free Credit Check

Did you know that you can get a free credit check? It’s important for you to keep on top of your credit score, and luckily, the internet makes a free credit check available for everyone, so that you can know your credit score and avoid embarrassment when you go to buy a house, take out a loan, or even start a new cellphone contract.

Instructions

Step 1 There are several ways to get your free credit check, but the easiest is to use the website creditkarma.com. This site is packed with free tools that allow you to check your credit rating, suggestions for improving your credit score, and graphs that track any changes to your credit score.

Step 2 Once you set up your free account, click on the Credit Score tab to get your free credit check. Your credit score appears along with a line graph that shows how your credit score has changed over time.

Step 3 The Credit Snapshot tab gives you insight into the negative factors that are affecting your credit score and a sense of how banks will view your credit score. The Credit Compare tab allows you to see how your credit score stacks up with other people in your state and across the country.