Have no credit, need small bank loan but have a cosigner?

Question by Katy: Have no credit, need small bank loan but have a cosigner?
I will be attempting to get a small bank loan here soon. However i have no credit, but 1 account in good standing and 2 potentially negative accounts being taken care of. I have a cosigner with ok to good credit. Whats my chances with the cosigner?

Best answer:

Answer by Judy
What kind of loan? Car loan, decent chance if your cosigner has good credit – don’t know just what you mean by “ok to good”.

If a personal loan, almost no chance.

Know better? Leave your own answer in the comments!

Related posts:

  1. Q&A: Is there anything i need to know about a bank loan?
  2. How can I get a loan when I only get a small social security income?
  3. Q&A: How can you go about getting a personal loan from a bank? What collateral do you usually need?
  4. How can I obtain venture capital without applying for a bank loan?
  5. Q&A: How would an auto loan work if you wanted to be financed through your bank and not the car dealer?