Is an unpaid payday loan in Texas considered a criminal case or a civil case?
Question by jnttweise: Is a unpaid payday loan in Texas considered a criminal case or a civil case?
If you took out a payday loan, Is it a civil case or a criminal case in the state of Texas? Can you do jail time?
Best answer:
Answer by Docker
No you cant go to jail, but it will screw up your credit and they can take you to court, which means additional fines and court cost for you.
What do you think? Answer below!
It’s civil, not criminal.
it’s civil.
Civil, unless the store can prove fraud. Fraud is criminal.
Also, in TX like in most States the penalties for writing bad checks do NOT apply to postdated checks written to cover payday loans.
Richard
It’s a civil matter