One Hour Payday Advance

Your Payday Advance Options

Looking for an advance on your next payday? Need to have cash in hand within an hour? Are you sure this is what you really want?

Sometimes it might be important for you to get a fast unsecured loan. But most payday advances create more problems than they are worth. Pay day loans are generally quick to get, but that does not mean they are painless. And they are certainly not a good idea, especially when there are other more helpful options available.

Since you’re already looking for a pay day loan, you are probably aware of how they work, but let’s review real quick.

It all begins when you write a check to your PayDay lender to get some money. The lender holds onto that signed check until your following pay day. At that point your check should clear. That all sounds simple, but the problem is that the check you wrote was not equal to the value of the cash advance. You also had to pay a high interest rate and additional fees.

Then, and this happens quite often, many people require a loan extension. This results in even more fees and more interest payments.

Take this path and you could end upward paying more in charges than the sum of money you borrowed to begin with. This can produce a debt that never ends. No wonder people get lost in a tough financial situation.

As you can see, if you make this type of poor loan decision you could set yourself up for financial failure.

Other Alternatives to a One Hour Payday Advance…

OK, so if payday loans are such a bad idea, then what are some better choices?

I’m going to skip over the discussion of the cash advance from a credit card. You probably thought about that already and dismissed the idea. That’s OK because credit card companies make cash advances so easy that many people land in hot water when their teaser rate ends and interest rates jump back up to normal.

The best source for a loan will almost always be your bank. The interest rates are low and payment terms are usually reasonable. Although, since you’re reading this, you most likely think that your choice of a local bank isn’t a good option. Perhaps they take too long or you don’t have good enough credit.

Instead of a One Hour Payday Advance

But here’s the solution you need. It’s like your local bank only faster and without a credit check…

There are many banks online that are willing to provide small installment loans quickly and reasonably without you having to sign your life away.

So it’s kind of like a one hour payday advance, because you can apply and get cash in one hour, but instead of just 14 days to pay you can get 3 months or even more. In lieu of using up a credit card limit or filling out long applications at the local bank, you can apply quickly online and get a fixed term loan really fast.

And online, here’s what’s really neat… Hundreds of banks may be searched to determine the best offer. So you apply, you get approved, you evaluate the deal and if good enough you accept it. If you don’t like the terms you don’t have to take it. Regardless of what way you go you owe it to yourself to at least apply.

Click the banner below.  There’s no risk, and you just might end up with that one hour payday advance that is really much better than a pay day advance!