A Credit Book For People With Bad Credit: Get Credit Help For Bad Credit Repair Plus Tips on How To Get Loans With Bad Credit So You Can Rebuild … To Become A Financial Success in Good Time!
A Credit Book For People With Bad Credit: Get Credit Help For Bad Credit Repair Plus Tips on How To Get Loans With Bad Credit So You Can Rebuild … To Become A Financial Success in Good Time!
A bad credit is that wound which hurts you for a long time. It is very difficult to get over from a bad credit history. A bad credit score can greatly affect your chances of getting a suitable loan. You might have trouble getting a loan or a mortgage, or even a debit card. Many money lenders and banks solely depend upon your credit score rating just to judge your credit worthiness to pay off any loan you make. A borrower is labeled as having bad credit when there are cases or instances of payment default against him, repossession or a bankruptcy case. A bad credit score shows in your credit report. A bad credit score on the FICO scale is 580 or below in a scale ranging from 300 to 850. Credit scores of 720 and above are considered as safe and sound for offering loan. If you have bad credit, then you need to take the steps to fix it right away so you can be eligible for making any type of loan to improve your life. Fixing your bad credit will take time, a lot of determination and discipline and a feasible plan that you can do realistically.
This book will discuss information on the following:
• How bad credit affects your economic life
• How you can make loans even with bad credit
• How you can rebuild your credit standing and get a good credit score once again
The strategies and tips outlined here will assist people with bad credit to regain credit worthiness so that they can be on their way to financial recovery and, before long, become a financial success.
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The Money Book for Freelancers, Part-Timers, and the Self-Employed: The Only Personal Finance System for People with Not-So-Regular Jobs
The Money Book for Freelancers, Part-Timers, and the Self-Employed: The Only Personal Finance System for People with Not-So-Regular Jobs
- ISBN13: 9780307453662
- Condition: New
- Notes: BRAND NEW FROM PUBLISHER! 100% Satisfaction Guarantee. Tracking provided on most orders. Buy with Confidence! Millions of books sold!
This is a book for people like us, and we all know who we are.
We make our own hours, keep our own profits, chart our own way. We have things like gigs, contracts, clients, and assignments. All of us are working toward our dreams: doing our own work, on our own time, on our own terms. We have no real boss, no corporate nameplate, no cubicle of our very own. Unfortunately, we also have no 401(k)s and no one matching them, no benefits package, and no one collecting our taxes until April 15th.
It’s time to take stock of where you are and where you want to be. Ask yourself: Who is planning for your retirement? Who covers your expenses when clients flake out and checks are late? Who is setting money aside for your taxes? Who is responsible for your health insurance?
Take a good look in the mirror: You are.
The Money Book for Freelancers, Part-Timers, and the Self-Employed describes a completely new, comprehensive system for earning, spending, saving, and surviving as an independent worker. From interviews with financial experts to anecdotes from real-life freelancers, plus handy charts and graphs to help you visualize key concepts, you’ll learn about topics including:
• Managing Cash Flow When the Cash Isn’t Flowing Your Way
• Getting Real About What You’re Really Earning
• Tools for Getting Out of Debt and Into Financial Security
• Saving Consistently When You Earn Irregularly
• What To Do When a Client’s Check Doesn’t Come In
• Health Savings Accounts and How To Use Them
• Planning for Retirement, Taxes and Dreams—All On Your Own
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Categories: Loan Products Tags: Book, Finance, Freelancers, Jobs, money, NotSoRegular, only, PartTimers, People, Personal, SelfEmployed, System
Deal with Your Debt: The Right Way to Manage Your Bills and Pay Off What You Owe Reviews
Deal with Your Debt: The Right Way to Manage Your Bills and Pay Off What You Owe
- Debt Isn’t the Enemy; Plan; Credit Cards; Mrtgages; Home Equity Borrowing; Loans; Retirement Plan Loans; Debt Crisis; Putting Your Plan into Action.
- Index
- Debt Repayment Worksheet
- Preview of new book: “Your Credit Score”
Most people carry debt for most of their adult lives. Yet, most books on debt focus mainly on how to pay it all off, and live forever without it. Too often, following that advice leads only to failure. People either give up, or pay off the wrong kinds of debt. They strand themselves with too little flexibility to survive a financial crisis — and land in bankruptcy court. They neglect saving for retirement, homes, or college, and end up poorer than they might have been. For most people, it’s more realistic — and smarter — to control and manage debt effectively, rather than eliminating it completely. Debt Smart shows how. Award-winning personal finance columnist Liz Weston explains the rules and explodes the myths surrounding debt. Discover the crucial role debt can play in a portfolio, identifying debts that actually contribute to wealth and flexibility, while avoiding or eliminating “toxic” debts. Weston presents effective strategies for evaluating, monitoring, and paying every form of debt, from credit cards and mortgages to student and auto loans. She offers practical guidelines for how much debt one should take on. Find realistic (and often surprising) guidance on everything from home equity loans and 401K borrowing to small business loans.
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Shortchanged: Life and Debt in the Fringe Economy (Bk Currents)
Shortchanged: Life and Debt in the Fringe Economy (Bk Currents)
“Shortchanged” takes an uncompromising look at the corporate vultures that prey on America’s working class. Made up of pawnshops, payday lenders, check cashiers, credit card companies and the like, the fringe economy entices vulnerable consumers into an economic netherworld of high interest rates and ever-increasing debt. The book examines the factors behind the fringe economy’s rise — stagnant wages, rising numbers of working poor, and the 12 million U.S. households without bank accounts — and investigates the sleazy practices — instant credit, cash-for-your-title loans, predatory mortgage lending, E-Z home equity loans — that result in phenomenal growth for the industry and a nightmare for the consumer. Powerful analysis is combined with moving personal stories of the mothers, fathers, and families whose lives have been put on the line for the perpetuation of this economy. Ruthless, compelling, outrageous, and often enraging, “Shortchanged” puts the spotlight on the shady side of America’s economic underbelly.
List Price: $ 24.95
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Categories: Loan Products Tags: Currents, Debt, Economy, Fringe, life, Shortchanged
Student Loans 101
Student Loans 101
Have you been wondering how you are going to be able to afford to send your kids to college? You are not alone. Or perhaps you want to return to college or enter college but do not think it is possible because you don’t have the money. Think again.
A college education is necessary today if you are going to get a decent job. But not everyone has the money to shell out for an expensive education. But that doesn’t mean that you have to give up on your dream of sending your kids to college or going to college yourself. You can make it happen! And in some cases, you can get your kids to college without it even costing you a dime!
Wouldn’t it be nice to have all the information you need about where to get financial aid for college in one place? Well, now you can have it in this book “Student Loans 101.”
This book answers all of your questions about student loans, how to get them and everything else that you ever wanted to know about getting financial aid for college. We will even tell you how you can get a grant where it costs you NOTHING to attend school!
In this book you will learn the way you can go to college regardless of your financial status, how to find the right loan for you and how you can pay it back, how you can get your student loan forgiven, how to get a grant that offers to pay your way through college, the difference between college and federal aid, and a lot more!
It is so frustrating to read the advice from one webpage only to find out it is contradicted on another. Give up those endless hours of research and reading because there is a one stop, tell-all source that will give you the information you need to tell you everything you need to know about financial aid for college in “Student Loan 101.”
In a world of financial difficulties, the last thing you want to worry about right now is the amount of money needed to fund your child through college!
You’re not the only one who desperately seeks some kind of financial help right now, with bills, the price of gas and everything else going through the roof YOU need a concise and straight to the point eBook to point you in the right direction to help you fund those college fees!
This all-inclusive guide will explain, in simplified terms, all the questions that have eluded you in your internet searches or textbooks on the subject. The information presented is the newest available from those who are familiar with all aspects of college financial aid.
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Categories: Loan Products Tags: loans, Student
Finance Ethics: Critical Issues in Theory and Practice (Robert W. Kolb Series)
Finance Ethics: Critical Issues in Theory and Practice (Robert W. Kolb Series)
A groundbreaking exploration of the critical ethical issues in financial theory and practice
Compiled by volume editor John Boatright, Finance Ethicsconsists of contributions from scholars from many different finance disciplines.
It covers key issues in financial markets, financial services, financial management, and finance theory, and includes chapters on market regulation, due diligence, reputational risk, insider trading, derivative contracts, hedge funds, mutual and pension funds, insurance, socially responsible investing, microfinance, earnings management, risk management, bankruptcy, executive compensation, hostile takeovers, and boards of directors.
- Special attention is given to fairness in markets and the delivery of financial services, and to the duties of fiduciaries and agents
- Rigorous analysis of the topics covered provides essential information and practical guidance for practitioners in finance as well as for students and academics with an interest in finance ethics
Ethics in Finance skillfully explains the need for ethics in the personal conduct of finance professionals and the operation of financial markets and institutions.
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Saving Face: An Alternative and Personal Account of the Savings & Loan Crisis
Saving Face: An Alternative and Personal Account of the Savings & Loan Crisis
Credit markets frozen. New housing frozen. Record foreclosures. Circular arguments about government responsibility and government fixes. Class action suits by investors. Criminal investigations. If this sounds familiar in 2008, it’s because we lived it before. SAVING FACE is author Bill King s retelling of the savings and loan collapse and its aftermath. Enlivened by his often harrowing experiences as a major player in that industry, SAVING FACE narrates the ways in which the S&L crisis affected the everyday lives of real people at every level of the economy. King shows that eerily similar forces are at play today. King documents the origins of the collapse in Depression era policies that went awry in the 1970s. He then shows how the government, instead of proactively addressing the problem, ignored and denied the very existence of a problem. Ultimately, when the crisis could no longer be swept under the rug, Congress and government regulators blamed the fiasco on S&L crooks. But in 1993 an independent Federal Commission debunked the S&L crook explanation, declaring: It is important to realize that fraud was not the cause of the S&L debacle. Through hundreds of interviews and meticulous research, King traces the true dynamics of the collapse, drawing comparisons to intervening crises — even scandals — in government contracting and securities regulations, all the way to the sub-prime meltdown of 2007 – 2008 and the hat-in-hand reality of major financial institutions going begging for survival funds overseas. SAVING FACE shows in vivid detail how we repeat a cycle of almost willful ignorance, and resulting pain from Wall to Main — for reasons that need not be. In his final section, Lessons Learned, King shows us the beginning of an end to economic insanity, making SAVING FACE a cautionary must-read for every concerned American.
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Categories: Loan Products Tags: account, Alternative, Crisis, Face, loan, Personal, Saving, Savings
PAYDAY LOANS: Know the Pros and Cons First
PAYDAY LOANS: Know the Pros and Cons First
Whether you are in the market for a quick short-term unsecured cash advance until your next payday or merely exploring your options, this exceptionally informative ebook, “Payday Loans: Know the Pros and Cons First,” teaches all you would need to know about this readily available and popular type of personal loan.
Among the many revealing tips you will learn exactly how to determine if a payday loan is right for you and how best to obtain one if you so desire.
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Credit Engineering for Bankers, 2nd Edition: A Practical Guide for Bank Lending
Credit Engineering for Bankers, 2nd Edition: A Practical Guide for Bank Lending
More efficient credit portfolio engineering can increase the decision-making power of bankers and boost the market value of their banks. By implementing robust risk management procedures, bankers can develop comprehensive views of obligors by integrating fundamental and market data into a portfolio framework that treats all instruments similarly. Banks that can implement strategies for uncovering credit risk investments with the highest return per unit of risk can confidently build their businesses.
Through chapters on fundamental analysis and credit administration, authors Morton Glantz and Johnathan Mun teach readers how to improve their credit skills and develop logical decision-making processes. As readers acquire new abilities to calculate risks and evaluate portfolios, they learn how credit risk strategies and policies can affect and be affected by credit ratings and global exposure tracking systems. The result is a book that facilitates the discipline of market-oriented portfolio management in the face of unending changes in the financial industry.
- Concentrates on the practical implementation of credit engineering strategies and tools
- Demonstrates how bankers can use portfolio analytics to increase their insights about different groups of obligors
- Investigates ways to improve a portfolio’s return on risk while minimizing probability of insolvency
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Categories: Loan Products Tags: bank, Bankers, Credit, Edition, Engineering, Guide, Lending, Practical
SBA Loans: A Step-by-Step Guide, 4th Edition
SBA Loans: A Step-by-Step Guide, 4th Edition
The #1 guide to securing your Small Business Administration loan-Updated and revised to include every SBA loan, program, and service available SBA LOANS
This comprehensive and accessible guide for small business owners shows you how to get your share of the billions of dollars in loans arranged or guaranteed by the SBA each year. In easy, step-by-step fashion, it helps you prepare a successful loan request for a new or established company and offers guidance on developing a business plan for your new business. In addition to full coverage of the agency’s various loan programs-including seasonal guarantee, pollution control, energy loan, and Vietnam veteran and handicapped assistance-you’ll find an exhaustive directory of all the free services the SBA provides to small businesses. Up-to-date and more comprehensive than ever, this popular reference includes complete information on:
* Understanding the SBA system
* Eligibility requirements
* Recent lending statistics
* ACE-Net finance matching service
* Updated loan application forms and appendix listings
Plus
* A new chapter on the Hubzone Empowerment Contracting Program
* Updated information on the Export Working Capital Program
Today, the SBA offers more services and more money than ever before. From coast to coast and in every industry, thousands of American entrepreneurs make the SBA system work for them-and you can too.
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Categories: Loan Products Tags: Edition, Guide, loans, StepbyStep