From Debtor to Better: The Details of Debt and How to Get Out!
From Debtor to Better: The Details of Debt and How to Get Out!
This book will teach you how to get rid of debt for good! In From Debtor to Better, the author (a financial counselor and former credit card debt collector) will teach you what debt and money problems really are and how you can beat them. Without a complicated system to follow or hard-to-understand language, the author walks you through the most common types of debt problems, explaining how to handle each one. Whether you want to beat your own debt mess or educate yourself to be able to help others, this book is a must-read for you and your family!
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Cute Little Store: Between the entrepreneurial dream and business reality
Cute Little Store: Between the entrepreneurial dream and business reality
It’s those first couple of years that can make or break a small business. Before you decide to open up your own retail shop, read this book! You’re ready to take that risk (or you’ve already started). You know the odds are stacked against you, and you’re looking for some moral support. You want to know how others have dealt with the first difficult years of owning their own retail business, their own “cute little store.” Many books tell you how to start a business, but not many deal with what happens right after you’ve made that leap. Cute Little Store tells you about all the little pitfalls that happen along the way, and how to not let those pitfalls get in the way of your success. Cute Little Store gives you insights into: -How to deal with leasing and landlords -How to hire, retain, and treat your employees -How to deal with crazy customers, mean customers, and how to appreciate those customers who make your business worthwhile -How to prevent being burglarized -How to know who “the competition” is, why you should care, and how you can deal with it -How to market and advertise your business and unleash your creativity -How to survive those first two years, from business planning and organization to handling everyday crises -What techniques you can use to relieve your stress and keep yourself sane
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Categories: Loan Products Tags: between, Business, Cute, Cute Little Store, dream, Entrepreneurial, Little, Price, reality, store
Business Law Today, Standard Edition
Business Law Today, Standard Edition
Interesting, clear, and applied, BUSINESS LAW TODAY: STANDARD EDITION is the ideal guide to the law and what it means in the business world–from contracts and secured transactions to warranties and government regulations. Easy to understand with an engaging writing style that is matched by vibrant visuals, BUSINESS LAW TODAY includes coverage of contemporary topics that impact not only the business world, but your life–from the economic crisis and its impact on business law to identity theft and immigration law.
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Categories: Loan Products Tags: Business, Business Law Today, Edition, impact, Price, Standard, Standard Edition, today
Principles of Macroeconomics Reviews
Principles of Macroeconomics
PRINCIPLES OF MACROECONOMICS, Sixth Edition, became a best seller after its introduction and continues to be the most popular and widely used text in the economics classroom. Instructors found it the perfect complement to their teaching. A text by a superb writer and economist that stressed the most important concepts without overwhelming students with an excess of detail was a formula that was quickly imitated, but has yet to be matched. The sixth edition features a strong revision of content in all twenty-three chapters. Dozens of new applications emphasize the real-world relevance of economics for today’s students through interesting news articles, realistic case studies, and engaging problems. The premier ancillary package is the most extensive in the industry, using a team of instructors/preparers that have been with the project since the first edition. The text material is again fully integrated into Aplia, the best-selling online homework solution. “I have tried to put myself in the position of someone seeing economics for the first time. My goal is to emphasize the material that students should and do find interesting about the study of the economy.”–N. Gregory Mankiw.
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Categories: Loan Products Tags: best, Macroeconomics, Price, Principles, Reviews
Confessions of a Microfinance Heretic: How Microlending Lost Its Way and Betrayed the Poor
Confessions of a Microfinance Heretic: How Microlending Lost Its Way and Betrayed the Poor
Very little solid evidence exists that microloans make a dent in long-term poverty. Sadly, evidence does exist for negligence, corruption, and methods that border on extortion. Part exposé, part memoir, and part financial detective story, this is the account of a one-time true believer whose decade in the industry turned him into a heretic.
Hugh Sinclair worked with several microfinance institutions around the world. He couldn’t help but notice that even with a booming billion industry on their side, the poor didn’t seem any better off. Exorbitant interest rates led borrowers into never-ending debt spirals, and aggressive collection practices resulted in cases of forced prostitution, child labor, suicide, and nationwide revolts against the microfinance community.
Sinclair weaves a shocking tale of a system increasingly focused on maximizing profits—particularly once large banks got involved. He details his discovery of several scandals, one of the most disturbing involving a large African microfinance institution of questionable legality that charged interest rates in excess of 100 percent per year, and whose investors and supporters included some of the most celebrated leaders of the microfinance sector. Sinclair’s objections were first met with silence, then threats, attempted bribery, and a court case, and eventually led him to become a principle whistleblower in a sector that had lost its soul.
Microfinance can work—Sinclair describes moving experiences with several ethical and effective organizations and explains what made them different. But without the fundamental reforms that Sinclair recommends here, microfinance will remain an “investment opportunity” that will leave the poor with hollow promises and empty pockets.
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Categories: Loan Products Tags: Betrayed, Confessions, Heretic, lost, Microfinance, MicroLending, poor, Price, several
Out of the Maze: the clear-cut guide to business plans
Out of the Maze: the clear-cut guide to business plans
The Most Important Part Of Running Your Business Is Planning Your Business Many new businesses fail – that’s the simple truth. And most of them fail because they don’t have a plan. They don’t know who their ideal clients are, they don’t know how to price properly, and they don’t know how much their business costs will be. If you are starting a business or looking for investment the surest way to success is through careful planning – yet most business owners never put together a business plan, simply because they don’t know how. Out of the maze: the clear-cut guide to business plans is a user-friendly guide to creating your business plan. Combining detailed information with practical exercises, you’ll learn how to produce a business plan that will impress your bank manager and give you an idea of where your business is going. Designed for both start-ups and established businesses, this jargon-free guide to developing a business plan even includes a comprehensive glossary of all the confusing terms you hear from bank managers, marketers and business advisors. When you buy Out of the maze: the clear-cut guide to business plans you don’t just get an information-rich ebook. You also receive checklists, budget sheets, a self-calculating cashflow forecast and lots more, as well as a detailed list of all the questions you need to consider to give your business the greatest chance of success. Out of the maze: the clear-cut guide to business plans gives you the tools you need to complete your business plan. It explains the process of developing a business plan in simple, plain English, every step of the way.
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Categories: Loan Products Tags: Business, businesses, clearcut, Guide, Maze, plans, Price
The Bank Analyst’s Handbook: Money, Risk and Conjuring Tricks
The Bank Analyst’s Handbook: Money, Risk and Conjuring Tricks
It is not uncommon to meet professionals in financial services who have only a vague idea of what their colleagues actually do. The root cause is specialization and the subsequent development of jargon that makes communication between common specialists faster and more precise but is virtually impenetrable to everybody else.
The Bank Analyst’s Handbook provides a modern introduction to financial markets and intermediation. Individual subject areas are covered in a thorough but clear and succinct manner. The breadth of the author’s experience as a sell-side bank analyst is exploited to good effect to pull together these threads and create a coherent framework for the analysis of financial markets, whether these are in advanced economies or developing markets.
The Handbook is well-written and highly accessible. It builds on orthodox financial theory (with all of its flaws and controversies) but also highlights many of the real problems involved with translating such theory into practice. It can be appreciated at many different levels and this explains its wide target readership. The Bank Analyst’s Handbook:
- Bridges the gap between the more superficial introductory books and specialist works
- Covers all the important functions and subjects related to the financial services industry
- Provides a comprehensive overview for financial services professionals, business school students, consultants, accountants, auditors and legal practitioners, analysts and fund-managers and corporate managers.
“An excellent guide for any professionals who are coming into the banking industry. Extremely well-written, covering clearly and lucidly a range of topics which many bankers themselves don’t understand. I will make this book mandatory reading – no, make that studying – for anybody I hire to work as a financial sector consultant.”
—Chris Matten, Executive Director, PricewaterhouseCoopers
“A great insight into the often murky and impenetrable world of banking… compulsory reading for analysts and investors alike.”
—Hugh Young, Managing Director, Aberdeen Asset Management Asia Ltd
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Corporate Finance (with Thomson ONE – Business School Edition) (Available Titles Cengagenow)
Corporate Finance (with Thomson ONE – Business School Edition) (Available Titles Cengagenow)
- CD WITH TESTBANK QUESTIONS AND ANSWERS.
- NEVER USED ACCESS CODES
Focus on the financial concepts, skills, and technological applications that are most critical for MBA students in today’s workplace with Ehrhardt/Brigham’s CORPORATE FINANCE: A FOCUSED APPROACH, 4E. This lean text provides an in-depth treatment of all topics essential to corporate finance within a streamlined presentation that you can complete in a single semester. Your students review the latest financial developments — from the collapse of the sub-prime mortgage market to the financial and global economic crisis — as this edition shows them how to maximize a firm’s value in today’s changed world. Numerous recent examples illustrate the relevance of what students are learning, while Excel Tool Kits, “Build a Model” problems, and Mini-Case Spreadsheets help students master the many functions of Excel. Students even gain hands-on experience with the same tool Wall Street professionals use daily with new Thomson ONE-Business School Edition problems. Trust this book’s concise, focused presentation to clearly demonstrate how and why corporations make specific financial decisions.
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Categories: Loan Products Tags: Available, Business, Cengagenow, Corporate, Edition, Excel Tool Kits, Finance, firm, Mini Case Spreadsheets, Price, School, Thomson, Titles, today
The Wealth Choice: Success Secrets of Black Millionaires Reviews
The Wealth Choice: Success Secrets of Black Millionaires
It’s no secret that these hard times have been even harder for the Black community.
Approximately 35 percent of African Americans had no measurable assets in 2009, and 24 percent of these same households had only a motor vehicle. Dennis Kimbro, observing how the weight of the continuing housing and credit crises disproportionately impacts the African-American community, takes a sharp look at a carefully cultivated group of individuals who’ve scaled the heights of success and how others can emulate them. Based on a seven year study of 1,000 of the wealthiest African Americans, The Wealth Choice offers a trove of sound and surprising advice about climbing the economic ladder, even when the odds seem stacked against you. Readers will learn about how business leaders, entrepreneurs, and celebrities like Bob Johnson, Spike Lee, L. A. Reid, Herman Cain, T. D. Jakes and Tyrese Gibson found their paths to wealth; what they did or didn’t learn about money early on; what they had to sacrifice to get to the top; and the role of discipline in managing their success. Through these stories, which include men and women at every stage of life and in every industry, Dennis Kimbro shows readers how to:
· Develop a wealth-generating mindset and habits
· Commit to lifelong learning
· Craft goals that match your passion
· Make short-term sacrifices for long-term gain
· Take calculated risks when opportunity presents itself
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Categories: Loan Products Tags: African Americans, Black, choice, Dennis Kimbro, Millionaires, percent, Price, Reviews, Secrets, Success, term, Wealth
Quick Ways To Make Money: Eight Fast and Easy Ways To Put Cash in Your Bank Account This Week
Quick Ways To Make Money: Eight Fast and Easy Ways To Put Cash in Your Bank Account This Week
WHY CHOOSE THIS BOOK?
If you need to make money fast, this book will put you on the right track. Discover some simple ways to make real money in the next seven days. Don’t make do without enough money..get all the cash you need now.
RAVE REVIEWS
“Cool! Some awesome ideas in here that I intend to put into practice right away. This is the kind of stuff you can get on with easily and without any effort.”
“Overall a useful report that gives you some concise yet clearly effective information you can use to make some extra cash in a hurry.”
WHAT’S INSIDE?
In this report, you will find a useful guide to easy ways of making money from home, without investing a fortune.
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