which type of credit card to get?
Chris Black Asked: which type of credit card to get?
Is it better to get a credit card from the bank with 9% interest or for example a capitol one %2 cash back on gas/groceries card that has a 17-22% rate
I do plan on only using it for gas and do plan to pay the balance off monthly
I'm working on my credit history and already have installment loans im just looking to add another type of payment that will help me
Answers:
Jeff Muscato Answered:
Pay off the balance monthly and the interest rate won't matter.Get one that pays you back the most in the ways you use it.If you don't spend much on gas and groceries, get one that pays you a percentage on everything.Or, have one card for gas and groceries and another for everything else.
Pay off the balance monthly and the interest rate won't matter.Get one that pays you back the most in the ways you use it.If you don't spend much on gas and groceries, get one that pays you a percentage on everything.Or, have one card for gas and groceries and another for everything else.
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Categories: Loan Questions Tags: Chris Black Asked, loans
Is a installment loan a good idea?
Joshua Brantley Asked: Is a installment loan a good idea?
It depends on your situation.But installment loans usually have a higher minimum monthly payment than a revolving account like a credit card.
Answers:
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Categories: Loan Questions Tags: Joshua Brantley Asked
Need help on accounting questions!?
Ra S Asked: Need help on accounting questions!?
12.
On November 1, Year 1, Noble Co. borrowed $72,000 from South Bank and signed a 11%, six-month note payable, all due at maturity. The interest on this loan is stated separately. How much interest expense will Noble recognize on this note in Year 2?
a. $2,640.
b.$3,960.
c.$8,920.
d.$7,920.
19.Before any month-end adjustments are made, the net income of Bennett Company is $76,600. However, the following adjustments are necessary: office supplies used, $3,110; services performed for clients but not yet recorded or collected, $3,760; interest accrued on note payable to bank, $2,410. After adjusting entries are made for the items listed above, Russell Company's net income would be:
a..$76,600.
b.$67,320.
c.$78,360.
d. $74,840.
26.
On December 1, Year 1, Bradley Corporation incurs a 15-year $360,000 mortgage liability in conjunction with the acquisition of an office building. This mortgage is payable in monthly installments of $4,555, which include interest computed at the rate of 13% per year. The first monthly payment is made on December 31, Year 1. The total liability related to this mortgage reported in Bradley's balance sheet at December 31, Year 1, is:
a $359,545.
b$359,345.
c $360,655.
d $355,445.
Answers:
JKRB Answered:
12. On November 1, Year 1, Noble Co. borrowed $72,000 from South Bank and signed a 11%, six-month note payable, all due at maturity. The interest on this loan is stated separately. How much interest expense will Noble recognize on this note in Year 2?
Four months of interest will be recognized.
72,000 x 11% x 4/12 =
a. $2,640.
12. On November 1, Year 1, Noble Co. borrowed $72,000 from South Bank and signed a 11%, six-month note payable, all due at maturity. The interest on this loan is stated separately. How much interest expense will Noble recognize on this note in Year 2?
Four months of interest will be recognized.
72,000 x 11% x 4/12 =
a. $2,640.
19.Before any month-end adjustments are made, the net income of Bennett Company is $76,600. However, the following adjustments are necessary: office supplies used, $3,110; services performed for clients but not yet recorded or collected, $3,760; interest accrued on note payable to bank, $2,410. After adjusting entries are made for the items listed above, Russell Company's net income would be:
76,600 – 3,110 + 3,760 – 2,410 =
d. $74,840.
26. On December 1, Year 1, Bradley Corporation incurs a 15-year $360,000 mortgage liability in conjunction with the acquisition of an office building. This mortgage is payable in monthly installments of $4,555, which include interest computed at the rate of 13% per year. The first monthly payment is made on December 31, Year 1. The total liability related to this mortgage reported in Bradley's balance sheet at December 31, Year 1, is:
360,000 x 13% x 1/12 = $3,900 Interest Expense
4,555 – 3,900 = $655 Going Towards Principle
360,000 – 655 =
b$359,345.
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Categories: Loan Questions Tags: Bennett Company, Bradley Corporation, Noble Co, South Bank
I am looking for a reputable payday loan online…does one exist?
still waiting Asked: I am looking for a reputable payday loan online…does one exist?
It seems like every application I fill out for a payday loan ends in me receiving tons of spam phone calls and text messages, not to mention emails. I just want a reputable payday loan company that accepts installment payments, and won't spam the crap out of me. Any ideas?
Answers:
Use Your Noodle Answered:
You are filling out forms on feeder sites that just farm out your info to their lenders. I would watch your bank account if you gave your account info for any strange charges as some of these online lenders will actually charge you an application fee! LOL
You are filling out forms on feeder sites that just farm out your info to their lenders. I would watch your bank account if you gave your account info for any strange charges as some of these online lenders will actually charge you an application fee! LOL
Is payday lending even legal in your state? If not, you will have a hard time finding a lender.If it is legal, look in the yellow pages or go to any strip mall and you will run into a payday lender that has a storefront that you can actually walk into and talk to a human.
One payday lender I know that is reputable is Check n Go.But, payday lending online has to be legal in your state for you to qualify for a loan. And, if they are legal in your state, most likely, they have a store you could walk into and get a loan if you have the proper identification and proof of income/checking account.
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Undecided Question: What can I do about a loan in my name that was opened not entirely willingly by me?
James Light Asked: Undecided Question: What can I do about a loan in my name that was opened not entirely willingly by me?
My girlfriend, at the time, had me open an installment loan to pay for her child's special education. After we split up, I agreed to pay a portion of the loan because I like the kid and the program was really helping, but now she refuses to pay any of it. I've been told by others who have "lawyer friends" that there are ways out of this pickle. No search results are specific to my situation but most concur that if it isn't fraud, I'm stuck. Ideas?
Answers:
Answered:
Basically you're stuck, you took the loan out in your name so you owe the money. You could try suing her in small claims court to force her to pay you "her" portion of the loan, but that's the only option I can think of.
Basically you're stuck, you took the loan out in your name so you owe the money. You could try suing her in small claims court to force her to pay you "her" portion of the loan, but that's the only option I can think of.
Answered:
Do you have this agreement in writing? If you do? Take her to court and sue her.
Do you have this agreement in writing? If you do? Take her to court and sue her.
If on the other hand you don't either have this in writing or some other type of proof that your ex owes this bill, your stuck my friend.
Good luck.
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Categories: Loan Questions Tags: Answers Answered Basically, James Light Asked, Undecided Question
I took out a loan for $280.00 to be paid in 3 installments of $158, the annual interest rate is 400.
The Linen Ephod Asked: I took out a loan for $280.00 to be paid in 3 installments of $158, the annual interest rate is 400.
How much money would I save if I paid it all off on my second installment instead of my third?
(Please save me you shouldn't have taken out the loan. I need this loan because I am moving.) I previously took out a loan with this same company, but it was to be paid back in one months time plus interest, which was like only 18% which was only like $25. Now the only loan they are offering me is this $280.00 loan instead of the $142.00 loan that I usually take out with them. Why has interest skyrocketed? Is there something wrong with our economy?
Back to my original question: How much money would I save if I paid it all off on my second payment installment instead of my third? My monthly payments are $156.85 for 3 months.
Thank you for your answer.
Answers:
SBAndrews Answered:
I wouldn't recommend anybody take out a loan like that, especially if you can't do basic math such as this.
I wouldn't recommend anybody take out a loan like that, especially if you can't do basic math such as this.
ChoDuffield Answered:
We'd have to make some assumptions here to give you accurate information.Some loans state that all payments go directly to interest from the start so that only after you pay off the full value of the interest for the full term does the principle amount go down.In that case, you would still owe the same amount regardless of how you split the payments
We'd have to make some assumptions here to give you accurate information.Some loans state that all payments go directly to interest from the start so that only after you pay off the full value of the interest for the full term does the principle amount go down.In that case, you would still owe the same amount regardless of how you split the payments
To your side question, they are charging this much to you because they know they can.Period.
interestedparty Answered:
Usually when you sign up to a loan like this then it is irrelevant if you pay up early.
Usually when you sign up to a loan like this then it is irrelevant if you pay up early.
The interest is generally added at point of agreement (or as per small print).It's a shame that this is allowed to go on, but it is the balance of a free system.
The 'stupid' will always loose – in future, make sure your not part of the 'stupid'.
STEVEN F Answered:
Loan sharks don't CARE about math.If you can make 3 monthly payments of $156.85, when you only needed $142, you did NOT need a loan, you needed PATIENCE.
Loan sharks don't CARE about math.If you can make 3 monthly payments of $156.85, when you only needed $142, you did NOT need a loan, you needed PATIENCE.
Mrs Caro Answered:
Hello…I am Mrs Caro from Florida Us,I saw your question regarding a loan and i will advise you to be very careful because last month i was so much in need of a loan and got scam over $2000 by fake lenders,i was introduce to this legit lender by name Ben Loan Firm and their ways was so easy..No collateral,No credit check,No co-signer and they offer loan @ 3% interest rate.You can contact them via this E-mail: benloanfirm@yahoo.com.sg
Hello…I am Mrs Caro from Florida Us,I saw your question regarding a loan and i will advise you to be very careful because last month i was so much in need of a loan and got scam over $2000 by fake lenders,i was introduce to this legit lender by name Ben Loan Firm and their ways was so easy..No collateral,No credit check,No co-signer and they offer loan @ 3% interest rate.You can contact them via this E-mail: benloanfirm@yahoo.com.sg
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Categories: Loan Questions Tags: Ben Loan Firm, CARE, PATIENCE
job loss insurance in india?
bhalchandra Asked: job loss insurance in india?
HI,
There is any insurance company in India whose cover JOB LOSS benefit(like home loan installment)? But currently I am working in Dubai
Can Indian insurance company cover my Dubai job loss benefit or any Dubai insurance company can pay my Indian home loan installment.
Answers:
ChoDuffield Answered:
We'd have to make some assumptions here to give you accurate information.Some loans state that all payments go directly to interest from the start so that only after you pay off the full value of the interest for the full term does the principle amount go down.In that case, you would still owe the same amount regardless of how you split the payments
We'd have to make some assumptions here to give you accurate information.Some loans state that all payments go directly to interest from the start so that only after you pay off the full value of the interest for the full term does the principle amount go down.In that case, you would still owe the same amount regardless of how you split the payments
To your side question, they are charging this much to you because they know they can.Period.
interestedparty Answered:
Usually when you sign up to a loan like this then it is irrelevant if you pay up early.
Usually when you sign up to a loan like this then it is irrelevant if you pay up early.
The interest is generally added at point of agreement (or as per small print).It's a shame that this is allowed to go on, but it is the balance of a free system.
The 'stupid' will always loose – in future, make sure your not part of the 'stupid'.
STEVEN F Answered:
Loan sharks don't CARE about math.If you can make 3 monthly payments of $156.85, when you only needed $142, you did NOT need a loan, you needed PATIENCE.
Loan sharks don't CARE about math.If you can make 3 monthly payments of $156.85, when you only needed $142, you did NOT need a loan, you needed PATIENCE.
Mrs Caro Answered:
Hello…I am Mrs Caro from Florida Us,I saw your question regarding a loan and i will advise you to be very careful because last month i was so much in need of a loan and got scam over $2000 by fake lenders,i was introduce to this legit lender by name Ben Loan Firm and their ways was so easy..No collateral,No credit check,No co-signer and they offer loan @ 3% interest rate.You can contact them via this E-mail: benloanfirm@yahoo.com.sg
Hello…I am Mrs Caro from Florida Us,I saw your question regarding a loan and i will advise you to be very careful because last month i was so much in need of a loan and got scam over $2000 by fake lenders,i was introduce to this legit lender by name Ben Loan Firm and their ways was so easy..No collateral,No credit check,No co-signer and they offer loan @ 3% interest rate.You can contact them via this E-mail: benloanfirm@yahoo.com.sg
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Categories: Loan Questions Tags: Ben Loan Firm, CARE, India, PATIENCE
Anyone know any large horse dealers in yorkshire?
Personal Chef Asked: Anyone know any large horse dealers in yorkshire?
that allow trials or loans or swaps if found not suitable or pay in installments thanks
Answers:
Bubbles Answered:
Check noticeboards in your local tack shop
Check noticeboards in your local tack shop
RACH Answered:
wow you are asking for a lot from a dealer.
you will be allowed a trial or exchange.
But cannot see a loan or paying in instalments.
wow you are asking for a lot from a dealer.
you will be allowed a trial or exchange.
But cannot see a loan or paying in instalments.
If you go on preloved pets website, go on horses for sale. There is always someone from Hull on there with loads for sale. Guessing they deal in horses.
Mrs Caro Answered:
Hello…I am Mrs Caro from Florida Us,I saw your question regarding a loan and i will advise you to be very careful because last month i was so much in need of a loan and got scam over $2000 by fake lenders,i was introduce to this legit lender by name Ben Loan Firm and their ways was so easy..No collateral,No credit check,No co-signer and they offer loan @ 3% interest rate.You can contact them via this E-mail: benloanfirm@yahoo.com.sg
Hello…I am Mrs Caro from Florida Us,I saw your question regarding a loan and i will advise you to be very careful because last month i was so much in need of a loan and got scam over $2000 by fake lenders,i was introduce to this legit lender by name Ben Loan Firm and their ways was so easy..No collateral,No credit check,No co-signer and they offer loan @ 3% interest rate.You can contact them via this E-mail: benloanfirm@yahoo.com.sg
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Categories: Loan Questions Tags: Ben Loan Firm
What can I do about a loan in my name that was opened not entirely willingly by me?
James Light Asked: What can I do about a loan in my name that was opened not entirely willingly by me?
My girlfriend, at the time, had me open an installment loan to pay for her child's special education. After we split up, I agreed to pay a portion of the loan because I like the kid and the program was really helping, but now she refuses to pay any of it. I've been told by others who have "lawyer friends" that there are ways out of this pickle. No search results are specific to my situation but most concur that if it isn't fraud, I'm stuck. Ideas?
Answers:
LORI Answered:
Basically you're stuck, you took the loan out in your name so you owe the money. You could try suing her in small claims court to force her to pay you "her" portion of the loan, but that's the only option I can think of.
Basically you're stuck, you took the loan out in your name so you owe the money. You could try suing her in small claims court to force her to pay you "her" portion of the loan, but that's the only option I can think of.
Carys Thomas Answered:
Do you have this agreement in writing? If you do? Take her to court and sue her.
Do you have this agreement in writing? If you do? Take her to court and sue her.
If on the other hand you don't either have this in writing or some other type of proof that your ex owes this bill, your stuck my friend.
Good luck.
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Categories: Loan Questions Tags: Carys Thomas Answered, James Light Asked
Undecided Question: Complicated Military – Involuntary Separation Question?
william k Asked: Undecided Question: Complicated Military – Involuntary Separation Question?
If I remember right, you can't get Involuntary separation pay and get VA disability. You have to choose. has anyone taken the pay and then gotten disability and paid the lump sum back and how do they take it back, is it in monthly payments or all at once where you just don't get a check until it's paid off. I'm wondering because if you can pay it back in monthly installments the separation pay is looking like a nice little interest free loan which could save thousands on a mortgage.
Answers:
Answered:
i am Mr Alvin, a reputable, legitimate & an accredited money Lender.
I loan money out to individuals in need of financial assistance.
Do you have a bad credit or you are in need of money to pay bills?
I want to use this medium to inform you that i render reliable beneficiary
assistance as I'll be glad to offer you a loan.
i am Mr Alvin, a reputable, legitimate & an accredited money Lender.
I loan money out to individuals in need of financial assistance.
Do you have a bad credit or you are in need of money to pay bills?
I want to use this medium to inform you that i render reliable beneficiary
assistance as I'll be glad to offer you a loan.
Services Rendered include:
Refinance
Home Improvement
Inventor Loans
Auto Loans
Debt Consolidation
Line of Credit
Second Mortgage
Business Loans
Personal Loans
International Loans
Please write back if interested.
alvindicksonloanfirm@yahoo.com
NOTE: Even if you have a bad credit we can still give you loan,it will depends on your seriousness towards your loan request.
Answered:
You cannot pay it back in monthly installments.If you get sep pay and then get VA disability, you will not receive a check until the sep pay is completely paid back.
You cannot pay it back in monthly installments.If you get sep pay and then get VA disability, you will not receive a check until the sep pay is completely paid back.
Answered:
Some are confusing answers.
You will take your separation pay from the Military. Then apply to the VA for disability payments.
Once you claim is approved and a rating given.
The VA will hold payments, until your benefits exceed the amount you got in severance pay.
Some are confusing answers.
You will take your separation pay from the Military. Then apply to the VA for disability payments.
Once you claim is approved and a rating given.
The VA will hold payments, until your benefits exceed the amount you got in severance pay.
Example: You receive $5000 in severance and awarded a 30% disability rating, that pays $396 a month.
You will start receiving VA payments after 13 months.
Answered:
You get one choice and stick with it. You either take the lump sum or the monthly payments, once you decide there is NO changing your mind
You get one choice and stick with it. You either take the lump sum or the monthly payments, once you decide there is NO changing your mind
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Categories: Loan Questions Tags: Answers Answered, Mr Alvin, NO, VA