AARP Roadmap for the Rest of Your Life: Smart Choices About Money, Health, Work, Lifestyle … and Pursuing Your Dreams
AARP Roadmap for the Rest of Your Life: Smart Choices About Money, Health, Work, Lifestyle … and Pursuing Your Dreams
Solid solutions and step-by-step instructions for planning the next stage of your life
Life after 50 isn’t what it used to be. The rules have changed. No more guaranteed pensions, retiree health plans, or extensive leisure and travel. It’s time to forge new paths and create innovative models. That’s where the AARP Roadmap for the Rest of Your Life comes in. Bart Astor, author of more than a dozen books, offers a comprehensive guide for making lifestyle decisions, growing your nest egg, and realizing your goals. This AARP book—
- Provides guidance on the key areas you’ll need to consider: finances and work, health and fitness, Medicare and Social Security, estate planning, insurance, housing, and more
- Offers expert tips on creating age- and health-specific goals through a personal “Level of Activity” scale based on how active you can and want to be
- Includes tips for finding fun and fulfilling activities and even completing your bucket list
- Supplies ready-to-use worksheets to help you set and meet financial planning goals, get your legal affairs in order, and maintain adequate health insurance
- Contains a comprehensive list of valuable resources
List Price: $ 18.95
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Q&A: Is there anything i need to know about a bank loan?
Question by FlyingMattress: Is there anything i need to know about a bank loan?
Okay so im trying to get a bank loan cause im buying a car from a private owner, and i dont feel like i can trust the person im paying the car on! i need help in case there’s something im missing!? please help! thanks!
Best answer:
Answer by Dan B
It’s good that you are using a bank to finance the car. Why? Because the seller is (like most people) not well versed in financing. They don’t understand interest or how to track and document your payments.
Applying for a bank loan to buy a car is the same, whether from a private party or a dealership. But you have to be sure the car you are buying is worth what you are paying. The bank doesn’t care if the car is a piece of junk. If you are borrowing the loan value of the car, you’ll be stuck with the debt regardless of the condition of the car.
Before applying for the loan, check the paperwork on the car. Is the title clear of lien holders. The title must be the ORIGINAL, not a photocopy (which can be altered). Also, check the registration. The seller must be the same person on the front of both documents or the seller must have a power of attorney authorizing him to make the sale on behalf of the true owner. Also, the VIN# must be the same on the car, title and registration. Don’t accept a “typo error” as an excuse for the mismatch. There are no typos on these documents.
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What can I do about a loan in my name that was opened not entirely willingly by me?
Question by James Light: What can I do about a loan in my name that was opened not entirely willingly by me?
My girlfriend, at the time, had me open an installment loan to pay for her child’s special education. After we split up, I agreed to pay a portion of the loan because I like the kid and the program was really helping, but now she refuses to pay any of it. I’ve been told by others who have “lawyer friends” that there are ways out of this pickle. No search results are specific to my situation but most concur that if it isn’t fraud, I’m stuck. Ideas?
Best answer:
Answer by Carys Thomas
My boyfriend lent me money to pay off my debts and when we split he demanded the cash back with interest or he’d take me to court. I spoke to a friend who said that the only way he could claim back that money was if there was a signed written agreemetn to pay it back, which there wasn’t. Leaving my ex with no leg to stand on. The court would see it as a gift because it was to help pay my debts to enable us to get a mortgage. I repaid him in cash rather than bank credit transfer therefore there was no trace of payments.
So if you don’t have anything to prove that your ex was going to pay a portion of the loan then I would assume that you would not be able to prove that she was liable for it. Really sucks that you’re in this position. If you have any texts or emails from her stating that she refuses to pay it or where she’s actually admitting to being partly liable for it then I suggest you show these to a court or print them off as evidence that she’s admitted to taking out the loan to benefit her with a promise to repay.
Might not help much but maybe try and get her to reply to you in a way that she admits being responsible for payment and evidence that she refuses to pay it back?
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What is the best way to go about renting an apartment with bad credit?
Question by weavera79: What is the best way to go about renting an apartment with bad credit?
A friend of mine is trying to rent his first apartment with bad credit. Does he have a chance?
Best answer:
Answer by apollo
I answer this question everyday. With the company I work for, the answer is yes. Many times I ask a double deposit if the credit is not the best. It really depends on what is on the credit report.
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What can I do about a scam payday loan company who continues to harass me to no end?
Question by Ron: What can I do about a scam payday loan company who continues to harass me to no end?
The company is called Usa Cash Advance the people there state to customers that they gave “loans” to people and they harass them to pay back the money, or they will put them in jail or prison etc. This has happened to many people including a close family friend of mine. They don’t seem to give up.
Best answer:
Answer by Kittysue
If your friend has an outstanding loan, they will keep calling him until he pays it back. Its easy – you want the calls to stop, then pay off your debt
If he hasnt’ taken out a loan then he can call the police and report an extortion attempt
BUT before he does that he should run a credit report. A friend was getting calls about a loan that she assumed was a scam until her dad told her to run a credit report. Turns out she was the victim of identity theft and someone had not only taken out a loan in her name, they had also opened and maxed out two department store credit cards in another state
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Stuff About Money: No BS Financial Advice for Regular People
Stuff About Money: No BS Financial Advice for Regular People
As a growing number of Americans struggle with their finances, they’re increasingly trying to find ways to stretch their dollars. While we can’t always control how much we earn, we can control how we manage and spend our money. In “Stuff About Money: No BS Financial Advice for Regular People,” more than two dozen financial professionals deliver no-BS basic money management tips that can help you boost your financial confidence and sleep a little better at night. From real estate and retirement to insurance and savings, “Stuff About Money” gives you the basics on how to better manage your money and financial life. You’ll learn things such as: • Why you need to have an emergency fund in place. • How saving even small sums regularly over time can add up big through compounding. • How much you’ll need in retirement and how much you should save monthly. • Why you need to open and fund a Roth IRA now. • Why renting may sometimes be a better idea than buying a house. • Why term life insurance is so cheap there’s no reason not to have it. • How you can save big on auto, home and health insurance premiums by raising your deductibles. • Why the stock market is still the best long term place to put your money. • Why you should track your net worth no matter how little it may be. • Why you should create separate savings accounts for separate goals. • How overspending on vehicles can impact your long-term financial future. • How dividing every paycheck can ensure you’re putting money in the right places. If you’re looking for quick, easy-to-implement ways to boost your financial security, you can find it in this book.
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Auto Loan; Find The Best Auto Loan For Your New Car As You Learn About Low Interest Rates, Online Auto Loans, Bad Credit Auto Loans, Loans After Bankruptcy And More!
Auto Loan; Find The Best Auto Loan For Your New Car As You Learn About Low Interest Rates, Online Auto Loans, Bad Credit Auto Loans, Loans After Bankruptcy And More!
Are you ready to buy a new or used car and need to find the best auto loan? Would you like to learn the strategies to find low interest rate loans and negotiate for yourself? Do you want to learn how to calculate your monthly payments and length of payments, so you get an accurate picture of what you’re committing to? As you read this book, Auto Loan, you will learn the answers to these questions and more. Auto Loan teaches you how to take charge of finding auto finance for your new car, so you are prepared ahead of time before going to the car lot. This will empower you to make an educated decision about what car payment you can afford. You will also not automatically take the financing offer of the car lot, which may have higher interest rates and a longer payment plan than you could find elsewhere. By learning about auto and car loans, and the available possibilities, you will save money and end up paying off your new car sooner.
Auto Loan begins by introducing you to the basics of auto loans and the application process. Then it shows you things you need to know before even applying for a loan, so you can find the best interest rate. Furthermore, it explains the different types of auto loans available; for those with bad credit, refinancing auto loans, online auto loans, instant approval auto loans, and how to find loans after bankruptcy. With this book, you will be better equipped when you purchase your new vehicle to get the best loan so you can own your car outright sooner and having paid less interest.
Take a look at the information included in this book! Here is a list of the chapter titles:
Chapter 1: Auto Finance Introduction
Chapter 2: Auto Loan Basics
Chapter 3: Know The Basic Features Of Personal Auto Loans
Chapter 4: Things To Know Before Getting An Auto Loan In The USA
Chapter 5: 5 Things You Should Know Before Applying For Auto Loan
Chapter 6: How To Refinance An Auto Loan
Chapter 7: Automotive Financing – Benefits To Applying Online
Chapter 8: Reach Out To Everyone With The Auto Loans
Chapter 9: Auto Loans: Top 5 Tips For The Best Rate
Chapter 10: Auto Loans For Fast Moving World – Instant Approval Auto Loans
Chapter 11: Take Dream Vehicle At Cheaper Finance Through Instant Auto Loans
Chapter 12: Look Before You Buy – Auto Loan Quotes
Chapter 13: Lets You Drive Your Way – Secured Auto Loan
Chapter 14: What You Should Know Before You Get An Online Auto Loan
Chapter 15: Auto Financing Online
Chapter 16: Comparing Auto Lenders Online
Chapter 17: The Advantages of an Online Auto Loan
Chapter 18: Auto Refinance Secrets: Refinance Your Car Loan And Save Every Month
Chapter 19: Automobile Financing – Know Your Options
Chapter 20: Poor Credit Auto Loans – Working With An Auto Loan Broker
Chapter 21: All You Need To Know About Bad Credit Auto Loans
Chapter 22: Auto Loans After Bankruptcy – Getting Approved With Bad Credit
Chapter 23: Auto Loan After Bankruptcy – Restoring Credit With An Auto Loan
Chapter 24: All You Need To Know About Commercial Vehicle Loan
Chapter 25: Sub Prime Auto Financing – How To Get Approved
Find the best auto loan for your new car today! Take action and instantly download this book to your Kindle so you can make a smart decision about an auto loan.
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Cash Advance; Learn The Facts About Cash Advance Loans With This Guide To The Application Process, How To Compare Lenders, Avoid Scams, And Find The Best Rates When You Need Cash In a Hurry
Cash Advance; Learn The Facts About Cash Advance Loans With This Guide To The Application Process, How To Compare Lenders, Avoid Scams, And Find The Best Rates When You Need Cash In a Hurry
Do you need cash in a hurry to solve an emergency? Would you like to learn the application process for receiving cash advance loans? Are you interested in learning how to avoid scams and find the best interest rates for your loan? Cash Advance is a comprehensive guide to help you make an educated decision about taking out a cash advance loan. It will walk you through the application process so you know what to expect with your lending institution. You will also learn how to compare lenders, so you can access lower interest rates. When facing an emergency where you need quick cash, you do not want to take out a loan that will get you into greater financial problems down the road. Next, you will learn common scams that people fall prey to regarding cash advance loans so you can protect yourself and avoid them. In addition, you’ll learn about the different types of cash advance loans, whether for personal use, your business, or to pay legal fees.
Many people struggle from paycheck to paycheck, so when an unexpected expense comes up, they end up in a crisis. They may quickly turn to a cash advance loan to solve their problems. Cash advance loans do have the benefit of helping you in your time of need and if used properly, can help you in a crisis. This guide will teach you how to strategically use cash advances when you need them, and how to avoid the scams and high interest rates. Then you will not create another financial crisis simply by taking out the cash advance. As you educate yourself on cash advances, you will be equipped to make a wise financial decision.
Look at some of the information this book will show you! Here is a list of the chapter titles:
Chapter 1: Cash Advance
Chapter 2: How Exactly Does a Cash Advance Work?
Chapter 3: Knowing The Facts About A Quick Cash Advance
Chapter 4: First Cash Advance – Easy Solution for Short Term Money Requirement
Chapter 5: Cash Advance – Money When You Need It
Chapter 6: Cash Advance – Check Into Cash
Chapter 7: What Is The Truth About Advance-Fee Loan Scams?
Chapter 8: Information on Advance Payday Loans
Chapter 9: Payroll Cash Advance Loans: Get Sufficient Money Till Next Payday
Chapter 10: Why A Business Cash Advance Can Work For You
Chapter 11: Cash Advance Check Loans – Are Online Cash Stores More Expensive Than Offline Stores?
Chapter 12: Cash Advance Payday Loan – the Instant Solution for your Financial Worries
Chapter 13: Cash Advances And Credit Card Checks – A Closer Look
Chapter 14: Cash Advance Loans – Are The Fees Worth It?
Chapter 15: Cash Advance Loans Quick, Easy and Dangerous
Chapter 16: Cash Advance Company – Comparing Payday Loan Companies Online
Chapter 17: Lawsuit Cash Advances
Chapter 18: The Average Profile of Customers Opting for a Payday Loan Cash Advance
Access the funds you need with a cash advance today! Take action and instantly download this book to your Kindle so you can learn the best way to use a cash advance loan.
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Consumer Credit Expert Speaks About Small-dollar Personal Loans
www.AssociationForResponsibleLending.org The Foundation for Safe and Responsible Lending Consumer installment loans, long considered the foundation for safe and responsible lending, are in vogue again. This proven money management practice for personal debt is based on sound financial principles and good insight into human nature. Personal installment loans are a transparent, affordable and disciplined form of credit which helps consumers meet important economic needs. In critical circumstances, these loans also help smooth out income fluctuations and disruptions from unexpected events like car repairs or medical expenses. An installment loan provides a properly structured and timely repayment schedule based on an individual’s actual ability to pay. It also inherently creates the satisfaction associated with achieving important financial goals through the practice of personal responsibility. Protecting Consumer Access to Responsible Credit Consumers Making Good Decisions for the Right Reasons The Same As It Was Over 100 Years Ago With traditional installment loans, the process today is the same as it was over 100 years ago. The industry provides high quality loans in a strongly regulated marketplace with all appropriate consumer protections—without having to rely on taxpayer subsidies. Clearly, it is imperative to keep a healthy, diversified private enterprise consumer loan industry available in this country. When lending is available through private enterprise, we …
Categories: Loan Videos Tags: About, Consumer, Credit, Expert, loans, Personal, Smalldollar, Speaks
Q&A: How can you go about getting a personal loan from a bank? What collateral do you usually need?
Question by Mike D!: How can you go about getting a personal loan from a bank? What collateral do you usually need?
I will probably need to replace my car soon, but I don’t know that I want a traditional car loan because it would require having more insurance, and thus be rather expensive for me. (It’d be about double for me, as I don’t have a spotless driving record). I was wondering if instead I could get a personal loan from the bank, say in the neighborhood of $ 3-5K and use that for a car thus saving me a bunch of money by not needing collision coverage if I could pay for the car in cash.
Now the questions … is this possible, or is there usually some stipulation that you can’t use a personal loan for a car? What sort of collateral do you usually need for a personal loan? If you have good credit, can you get one w/out collateral? Any info would be greatly appreciated! Thanks!
Best answer:
Answer by WhiteWolf359
I don’t know what state you live in, but in Florida you are required to have collision insurance for at least $ 10,000, even if you own your car. As to personal loans, yes, if you have good credit, you can usually get one with no collateral. Just explain to the bank that you want the money to purchase a new car, and arrange a repayment schedule based on your current income. Most banks will do that.
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Categories: Loan Questions Tags: About, bank, collateral, from, Getting, loan, Need, Personal, usually