Payday Cash Advance and Online Payday Loans
Payday loan refers to a cash advance loan given to an individual in need of some quick cash to back up his or her expenses prior to the next paycheck. All that this person does is go to a lending store to avail of a small cash loan that he or he should pay back in full next payday.
Categories: Loan Videos Tags: Advance, cash, Green Apple Loans, loan, loans, Online, Online Payday Loans, Payday, Payday Cash Advance
Cash Advance Pre-Approval Differs From That of Credit Card
A person can take advantage the many perks brought about by using credit cards. People who have an above average credit score can easily and effortlessly avail certain premium services and rewards. They can utilize airport amenities for free. Some credit card companies also offer warranty and reward programs for their customers. What makes credit card different from cash advance pre-approval, though?
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Cash Advance Credit Card
Credit card advances are more expensive than bank loans but they have perks that outweighs the setbacks. Some of these are the fact that you could immediately be funded in matter of days instead of waiting for months. Also, no collateral items are pawned or left in order to make loans.
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Categories: Loan Videos Tags: Advance, Card., cash, collateral, Credit, loans, Video Rating, waiting
A Payday Advance Loan as a Money Machine
Are you running low on cash but eyeing on a big ticket item? Does your available money hold you back from your much needed vacation? Fret not, you can apply for a payday loan for whatever reason. However, will it really benefit you or just strip you of all your money even further? Watch this video.
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Categories: Loan Videos Tags: Advance, benefit, hold, loan, Machine, money, Payday, Video Rating
Q&A: How long does it take it when you do a cash advance or loan to appear in your credit report?
Question by ME: How long does it take it when you do a cash advance or loan to appear in your credit report?
I am closing tomorrow on my first home. People, not the realtor told me that you should not do any cash advance or purchases with your credit card. You should also not do any loans because the banks pulls your credit report right before the closing and they don’t like to see any purchases or loans. I was told today that I might have to pay something at the table tomorrow at closing. Just in case I wanted to take out 1000 from one of my credit cards in case it was more than what I have. Do you think If I do a cash advance or signature loan 2 hours before the closing that it will show up in my credit report? I’ve heard that the credit report does an update monthly not daily or hourly. Please let me know what you know =)
Well, they know I had money in my savings because they verified that. I had $ 9k I gave $ 3k to for the contract and canceled it before the 15 days because I still wasnt approve and then I gave again $ 3k and did another contract and canceled again because I still wasnt approved and then now the last time $ 3k which is what they are returning back to me tomorrow at the closing. So, they should be aware that I have money and due to the delay in the approval I had to cancel and re-due the contract to hold the apt.
Best answer:
Answer by Etta P
I believe you will be fine. If a lender pulls a credit report today, right now, only the account information that will be updated will be thru the end of the last 30 day cycle or monthly will show up. Exception will be any inquires will show up right away. Please keep in mind that borrowers are not permitted to use unsecured advances for purposes of purchasing a home, so if an inquiry does show (which normally credit card advances do not cause an inquiry unless you are asking for an increase in credit limit) and the lender may ask you for a letter of explanation. They will be looking for you to say that there was no new debt. But if you say your taking a cash advance to close on the home, then that will hold things up. That is just food for thought. Hope it helps
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Q&A: Does anyone know of a payday advance/ online place where I can get a small fast loan?
Question by miss_tink_21: Does anyone know of a payday advance/ online place where I can get a small fast loan?
I need a small loan.
And I need to be able to pay it off in small increments.
Does anyone know anywhere where this might be possible?
Best answer:
Answer by CatDad
Payday loans are never paid off in small increments.
Typical payday loan: You write them a check for $ 350 and postdate it 2 weeks in advance. They give you $ 300 and cash the check in 2 weeks.
With online payday loans, you give them your bank routing and checking #’s and in 2 weeks they debit your checking account, whether the money is there or not.
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What are the downfalls to a cash advance on a credit card?
Question by Tom W: What are the downfalls to a cash advance on a credit card?
I need a 3000 dollar loan for a car, but my mom says, to avoid full coverage insurance, we get these cash advance credit card things in the mail all the time where you can take 3000 out of the credit card then pay it of, but i dont know if my mom know hat shes talking about, because I dont want to be paying this off for the next 10 years
Best answer:
Answer by Michelle
1, Cash advances on a credit card come with high interest rates, meaning that in the longrun your car will be more expensive.
#2, IF something happens to your $ 3,000 car (broken, wrecked, etc…), you still have to repay your loan. – If you had full coverage with the option that your insurance company would pay off your car, then you wouldn’t have to worry about what happens if your car gets smashed a week after you get it.
Then again, $ 3,000 is pretty cheap for a car. So the risk might be worth it to you. … I would also look into the option of getting a “personal” loan from a bank. If you qualify, the money would be yours to spend on whatever you want. But they would not be able to force you to buy more insurance coverage than you want.
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Can you get a payday advance from another state?
Question by duckgirl313: can you get a payday advance from another state?
i live live in michigan and was wondering if you could get a payday advance from ohio?
Best answer:
Answer by Shaka Labbits
Yes you can, of course there are couple of things to consider since different states have different regulation.
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Is it possible to have a $50000 credit card cash advance limit?
Question by : Is it possible to have a 000 credit card cash advance limit?
I have been trying to learn about credit card cash advances, as I’m curious to learn how they work. How do credit card companies determine this limit? How high can this limit be? Thanks guys
Best answer:
Answer by Barnesy
Neither you or the lender would want a cash limit this high. If you need this level of cash then you would take out a personal loan. The interest rate would be less and the entire arrangement would be more manageable for all parties.
Typically, a credit card issuer does not like to see large cash-advances against a credit card. They often signify that a borrower is in some kind of financial stress.
The most sophisticated credit card issuers can see a cash-advance inside (or nearby) a casino and make rapid status changes on the account. e.g. a customer that has maxed out their daily card limit on debit card cash and then proceeds to run credit card cash-advances is probably not going to be the best credit risk.
This whole area is extremely complex. Banks hire large teams of statistical analysts to perfect lending models around cash advances. They then spend millions on systems that can act upon the models in real-time.
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When does a cash advance get paid off (Before or after credit card transactions)?
Question by Dan M: When does a cash advance get paid off (Before or after credit card transactions)?
Cash advances on credit cards usually have higher interest rates. So when you make a cash advance and pay your credit card your minimum payment for instance, does the cash advance get paid off first or do the credit transactions get paid off. Or does the credit card company make it so you pay the cash advances last when you are about to pay off your entire cc balance?
Best answer:
Answer by bdancer222
New laws that recently went into effect. Your minimum payment is applied to the lowest interest rate. Anything over the minimum payment is applied to the highest interest rate.
Before the new law, your whole payment was applied to the lowest interest rate.
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Categories: Loan Questions Tags: Advance, after, before, Card., cash, Credit, Paid, transactions