Posts tagged "after"

Credit After Bankruptcy Secrets Revealed

Credit After Bankruptcy Secrets Revealed

Credit After Bankruptcy Secrets Revealed

Congratulations on taking your first step in establishing credit after bankruptcy. Building credit after bankruptcy depends more on your immediate actions and future credit habits than on past credit mistakes, mismanagement, defaulted accounts or negative reports.  Don’t beat yourself up for filing bankruptcy, what is done is done. View bankruptcy as your financial fresh start and focus on building a strong, healthy credit future. No matter what you have been told or believe; you can have strong credit after bankruptcy. Unlike so many other books written on credit repair, this book was not written by a salesman who went through bankruptcy. This book was written by a licensed Bankruptcy attorney who has studied federal bankruptcy law and who has helped hundreds of families navigate the bankruptcy waters and build credit after bankruptcy. I have seen the pre bankruptcy credit collapse and I have seen the post bankruptcy credit rebirth. I’ve done this before, and I can correctly show you how to build your credit. I understand that this isn’t a game. It is important to know exactly what to do and what not to do to build credit after bankruptcy. It does not matter in what condition your credit is in, this book can help improve credit. However, this book was written with an eye for those who have filed bankruptcy and received a full discharge. This book reveals the secret rules to play the credit building game and it also teaches how to get in the best position possible to build credit after bankruptcy. There is no need to be scared or hesitant about building credit after bankruptcy, as long as you know and follow the simple principles revealed in this book. In other words, this book was written for real people, with real questions and with a real desire to build credit after bankruptcy. Deciding to file bankruptcy may have been a difficult decision but  building credit after bankruptcy does not need to be. I warn you not to fall for the salesman who is selling the impossibly quick ‘credit fix’ dream. You can and will have credit after bankruptcy, but there are different degrees of “having” credit. The credit that is needed to buy a home and a car with a lower interest rate can not be created over night. These salesman are trying to take advantage of your wish for strong credit today. However, you can correctly build your credit one month at a time, and this book shows you how. The key is knowing what to do and being able to put yourself in the best credit building position–while taking it one step at a time and building credit one month at a time. What does “Credit After Bankruptcy” mean? Authors vary on defining what it means to have credit after bankruptcy. For example, some may consider getting a credit card after bankruptcy as helping you get credit after bankruptcy. Getting a credit card after bankruptcy is easy to do, but it isn’t enough. A credit card is only one small step toward truly having credit after bankruptcy. This book teaches how credit works and about what types of credit are needed to build credit quickly. Here you will learn the simple steps to acquire a high credit score and qualify for low interest rate loans. This book encompasses ALL aspects of getting credit after bankruptcy.

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Posted by getloans - May 3, 2014 at 8:08 am

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Life After Debt: Practical Solutions To Get Out of Debt, Build Wealth, And Radically Transform Your Finances Forever!

Life After Debt: Practical Solutions To Get Out of Debt, Build Wealth, And Radically Transform Your Finances Forever!

Life After Debt: Practical Solutions To Get Out of Debt, Build Wealth, And Radically Transform Your Finances Forever!

Life After Debt is the culmination of thousands of one to one meetings with people just like you and I but deep in debt. In many cases their debt was not so much a function of irresponsibility but rather health issues, divorce and the economy. In this book author Rob Kosberg peels back the curtain on the strategies and mindset needed to overcome debt once and for all. Get this book today and be on your way to a debt free life forever!

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Posted by getloans - December 14, 2012 at 9:33 am

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How to Get Credit After Filing Bankruptcy: The Complete Guide to Getting and Keeping Your Credit Under Control

How to Get Credit After Filing Bankruptcy: The Complete Guide to Getting and Keeping Your Credit Under Control

How to Get Credit After Filing Bankruptcy: The Complete Guide to Getting and Keeping Your Credit Under Control

According to the United States Bankruptcy Courts, the number of bankruptcies filed each year is on the rise. People file bankruptcy for a variety of reasons, such as preventing foreclosure on their homes, preventing repossession of property, loss of employment, or reducing or eliminating debts. The most common types of bankruptcy for which individuals file are Chapter 7 and Chapter 13. Chapter 7 involves the surrender of property to pay debts, while a Chapter 13 bankruptcy allows for the retention of property but requires payments over the next three to five years. A person who finds himself or herself in this undesirable situation may wonder how they are ever going to repair their credit. How to Get Credit after Filing Bankruptcy: The Complete Guide to Getting and Keeping Your Credit under Control provides the answers in a clear-cut, easy-to-read manner. The author tells you how to take charge of your credit so you can apply for loans and mortgages and obtain low interest rates. In addition, you will learn how to order a copy of your credit report, how to check your credit report for accuracy, how to read it, how to avoid discrimination and credit repair scams, how to apply for an unsecured credit card, how to report your good work to bureaus if creditors do not, how to maintain good relationships with your bank and creditors, how to consolidate all your debt, how to lessen your reliance on credit cards, and how to decide if lawyer-assisted credit repair is right for you. You will also learn simple strategies for making payments on time and for rebuilding your credit. Whether you have just declared bankruptcy or you have been living with the stigma for years, this new book will provide you with all the information you need to take a step in the right direction.

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Posted by getloans - December 7, 2012 at 9:07 am

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When does a cash advance get paid off (Before or after credit card transactions)?

Question by Dan M: When does a cash advance get paid off (Before or after credit card transactions)?
Cash advances on credit cards usually have higher interest rates. So when you make a cash advance and pay your credit card your minimum payment for instance, does the cash advance get paid off first or do the credit transactions get paid off. Or does the credit card company make it so you pay the cash advances last when you are about to pay off your entire cc balance?

Best answer:

Answer by bdancer222

New laws that recently went into effect. Your minimum payment is applied to the lowest interest rate. Anything over the minimum payment is applied to the highest interest rate.

Before the new law, your whole payment was applied to the lowest interest rate.

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Posted by getloans - September 29, 2012 at 1:42 pm

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Can a payday loan company cash a cheque after being returned NSF?

Question by : Can a payday loan company cash a cheque after being returned NSF?
I am interested in finding out if a Payday Loan company can cash a cheque after it has been returned by the bank as NSF. They cheque was for $ 500.00 and it was cashed at $ 100.00 increments 5 times a day, resulting in 5 NSF fees per day!

Best answer:

Answer by Ezebert T
A returned check can be resubmitted more than once. My father has a small business and from time to time gets checks from customers that bounce. The bank always sends him a letter with a note that the check can be resubmitted x number of times for payment. Until now, I hadn’t heard of a check being cashed in increments like that.

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Posted by getloans - April 27, 2012 at 12:57 pm

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Auto Loan; Find The Best Auto Loan For Your New Car As You Learn About Low Interest Rates, Online Auto Loans, Bad Credit Auto Loans, Loans After Bankruptcy And More!

Auto Loan; Find The Best Auto Loan For Your New Car As You Learn About Low Interest Rates, Online Auto Loans, Bad Credit Auto Loans, Loans After Bankruptcy And More!

Auto Loan; Find The Best Auto Loan For Your New Car As You Learn About Low Interest Rates, Online Auto Loans, Bad Credit Auto Loans, Loans After Bankruptcy And More!

Are you ready to buy a new or used car and need to find the best auto loan? Would you like to learn the strategies to find low interest rate loans and negotiate for yourself? Do you want to learn how to calculate your monthly payments and length of payments, so you get an accurate picture of what you’re committing to? As you read this book, Auto Loan, you will learn the answers to these questions and more. Auto Loan teaches you how to take charge of finding auto finance for your new car, so you are prepared ahead of time before going to the car lot. This will empower you to make an educated decision about what car payment you can afford. You will also not automatically take the financing offer of the car lot, which may have higher interest rates and a longer payment plan than you could find elsewhere. By learning about auto and car loans, and the available possibilities, you will save money and end up paying off your new car sooner.

Auto Loan begins by introducing you to the basics of auto loans and the application process. Then it shows you things you need to know before even applying for a loan, so you can find the best interest rate. Furthermore, it explains the different types of auto loans available; for those with bad credit, refinancing auto loans, online auto loans, instant approval auto loans, and how to find loans after bankruptcy. With this book, you will be better equipped when you purchase your new vehicle to get the best loan so you can own your car outright sooner and having paid less interest.

Take a look at the information included in this book! Here is a list of the chapter titles:
Chapter 1: Auto Finance Introduction
Chapter 2: Auto Loan Basics
Chapter 3: Know The Basic Features Of Personal Auto Loans
Chapter 4: Things To Know Before Getting An Auto Loan In The USA
Chapter 5: 5 Things You Should Know Before Applying For Auto Loan
Chapter 6: How To Refinance An Auto Loan
Chapter 7: Automotive Financing – Benefits To Applying Online
Chapter 8: Reach Out To Everyone With The Auto Loans
Chapter 9: Auto Loans: Top 5 Tips For The Best Rate
Chapter 10: Auto Loans For Fast Moving World – Instant Approval Auto Loans
Chapter 11: Take Dream Vehicle At Cheaper Finance Through Instant Auto Loans
Chapter 12: Look Before You Buy – Auto Loan Quotes
Chapter 13: Lets You Drive Your Way – Secured Auto Loan
Chapter 14: What You Should Know Before You Get An Online Auto Loan
Chapter 15: Auto Financing Online
Chapter 16: Comparing Auto Lenders Online
Chapter 17: The Advantages of an Online Auto Loan
Chapter 18: Auto Refinance Secrets: Refinance Your Car Loan And Save Every Month
Chapter 19: Automobile Financing – Know Your Options
Chapter 20: Poor Credit Auto Loans – Working With An Auto Loan Broker
Chapter 21: All You Need To Know About Bad Credit Auto Loans
Chapter 22: Auto Loans After Bankruptcy – Getting Approved With Bad Credit
Chapter 23: Auto Loan After Bankruptcy – Restoring Credit With An Auto Loan
Chapter 24: All You Need To Know About Commercial Vehicle Loan
Chapter 25: Sub Prime Auto Financing – How To Get Approved

Find the best auto loan for your new car today! Take action and instantly download this book to your Kindle so you can make a smart decision about an auto loan.

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Posted by getloans - April 15, 2012 at 11:08 am

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