Quick Ways To Make Money: Eight Fast and Easy Ways To Put Cash in Your Bank Account This Week
Quick Ways To Make Money: Eight Fast and Easy Ways To Put Cash in Your Bank Account This Week
WHY CHOOSE THIS BOOK?
If you need to make money fast, this book will put you on the right track. Discover some simple ways to make real money in the next seven days. Don’t make do without enough money..get all the cash you need now.
RAVE REVIEWS
“Cool! Some awesome ideas in here that I intend to put into practice right away. This is the kind of stuff you can get on with easily and without any effort.”
“Overall a useful report that gives you some concise yet clearly effective information you can use to make some extra cash in a hurry.”
WHAT’S INSIDE?
In this report, you will find a useful guide to easy ways of making money from home, without investing a fortune.
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Can your Social Security Benefits be taken away for a Bank Loan?
Question by Picklez: Can your Social Security Benefits be taken away for a Bank Loan?
Do I have to pay back a bank loan if my only source of Income is Social Security
Best answer:
Answer by MadMan
No. But you need to make sure that the bank knows that the source of the money is just social security or they might try to take it anyway.
What do you think? Answer below!
Categories: Loan Questions Tags: away, bank, Bank Loan, benefits, loan, security, social, Social Security Benefits, taken
Have no credit, need small bank loan but have a cosigner?
Question by Katy: Have no credit, need small bank loan but have a cosigner?
I will be attempting to get a small bank loan here soon. However i have no credit, but 1 account in good standing and 2 potentially negative accounts being taken care of. I have a cosigner with ok to good credit. Whats my chances with the cosigner?
Best answer:
Answer by Judy
What kind of loan? Car loan, decent chance if your cosigner has good credit – don’t know just what you mean by “ok to good”.
If a personal loan, almost no chance.
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Things To Know About Credit Card Advance
The personal type could range from cash amount of 100 to 1000 dollars and are paid back within a little amount of time like a month coupled with interest and other small fees. It is known as ‘payday loan’.On the other hand, the business credit card advance type, also known as merchant loan or business cash advance, differs from a payday loan.
A merchant loan lender buys a tiny portion of your future credit card sales that comes with a discount, and it depends on the amount of credit card sales your business can rake in per month. The, they will program their system to subtract a percentage of your daily credit sales to pay in advance for your credit card purchases.
Considering the amount of money depends upon your daily sales, the payback amount being paid daily varies on a daily basis. This is known as flexible pay back schedule. By making use of such system, you can regulate your payment less on slow days and more on days that are actually busier and haul in a bigger income. The time frame for the payback can be from 6 to 9 months. A lot of businessmen use this method if they cannot obtain a loan from a specific bank or they cannot afford to wait for the time it takes to have a bank loan made.
Credit card advances are costlier compared to bank loans but they have benefits that outweigh the setbacks. Some of these are the following:
Consumers are instantly funded in just a matter of days rather than waiting for months.
No collateral items are pawned or left just to make loans.
No terms or agreements are needed regarding how the borrower will spend the money.
Lenders will try to look up for credit score but not much weight is given on poor credit history.
Not all people will be able to avail of this type of financing. See to it that before applying for one, you can comply with the requirements.
Categories: Loan Articles Tags: bank, credit advance, credit card advance, days, loan, sales
Q&A: Is there anything i need to know about a bank loan?
Question by FlyingMattress: Is there anything i need to know about a bank loan?
Okay so im trying to get a bank loan cause im buying a car from a private owner, and i dont feel like i can trust the person im paying the car on! i need help in case there’s something im missing!? please help! thanks!
Best answer:
Answer by Dan B
It’s good that you are using a bank to finance the car. Why? Because the seller is (like most people) not well versed in financing. They don’t understand interest or how to track and document your payments.
Applying for a bank loan to buy a car is the same, whether from a private party or a dealership. But you have to be sure the car you are buying is worth what you are paying. The bank doesn’t care if the car is a piece of junk. If you are borrowing the loan value of the car, you’ll be stuck with the debt regardless of the condition of the car.
Before applying for the loan, check the paperwork on the car. Is the title clear of lien holders. The title must be the ORIGINAL, not a photocopy (which can be altered). Also, check the registration. The seller must be the same person on the front of both documents or the seller must have a power of attorney authorizing him to make the sale on behalf of the true owner. Also, the VIN# must be the same on the car, title and registration. Don’t accept a “typo error” as an excuse for the mismatch. There are no typos on these documents.
Know better? Leave your own answer in the comments!
Can I call the credit card company and ask for a higher limit?
Question by starfishblues: Can I call the credit card company and ask for a higher limit?
I got a credit card about 6 months ago with a limit of just $ 800. It’s a student credit card. Can I call the credit card company and ask for a higher credit limit? I’ve heard you can ask for a lower interest rate and sometimes they’ll give it to you, but is the same true for a higher credit limit?
Thanks in advance.
Best answer:
Answer by Dr. Savvas
As a general rule, banks are always happy to give a higher credit limit.
However it does depend on the specific bank that you’ve been issued the card.
Usually banks look at your income and sources of funding prior to increasing the credit limit, but they do not pay much attention to it. So most probably the bank will increase the credit limit,
if not. tell them you found a better deal with some other bank, they will then ask which bank; give them a bank’s name in random and provide them with a reasonable deal and I guarantee you that they will match it.(the deal)
What do you think? Answer below!
What happens to bank loans in case the debtor company goes insolvent?
Question by Syed Nadim: What happens to bank loans in case the debtor company goes insolvent?
I would like to know the fate / process of recovery of bank loans in case the debtor business goes insolvent / bankrupt with particular reference to UK laws. What could be the precautions which a lending banker may take while lending to ensure recovery in case of insolvency / bankruptcy?
Best answer:
Answer by GetOutofDebt.org
If it is a debt you owe the company, you still owe it. The precaution is good qualification and an appropriate interest rate based on risk to price comparable loans at a rate where the estimation of profit exceeds the estimation of loss. That’s how banks make a profit.
Add your own answer in the comments!
A Pragmatist’s Guide to Leveraged Finance: Credit Analysis for Bonds and Bank Debt (Applied Corporate Finance)
A Pragmatist’s Guide to Leveraged Finance: Credit Analysis for Bonds and Bank Debt (Applied Corporate Finance)
The First Practical Guide to Credit Analysis for Today’s ,500,000,000,000+ High-Yield Leveraged Bond and Loan Markets
The high-yield, leveraged bond and loan market now exceeds .3 trillion in North America, €650 billion in Europe, and another 0 billion in emerging markets—and it’s growing fast. This market combines aspects of conventional fixed income markets, the event-driven volatility typically associated with equities, and structural features present nowhere else. To succeed in this market, you need credit analysis skills and insights specifically designed for it. Now, for the first time, there’s a complete practical guide to performing this analysis.
Credit Suisse high-yield specialist Robert S. Kricheff focuses on how financial professionals actually prepare and use leveraged finance credit analysis, offering examples addressing diverse scenarios and a wide spectrum of credit risks, from companies near-investment-grade to firms in bankruptcy. He illuminates credit analysis as a dynamic process, shows how to evaluate both financial liquidity and asset protection, demonstrates how to use the field’s key tools, and explains how to apply the insights that make analysis an art, not just a science.
• Projecting liquidity
Will sufficient cash be generated to pay interest and principal?
• Evaluating assets
Can the investor be protected by the value of underlying assets?
• Applying financial ratios and metrics
How can credit quality be analyzed and investment options compared?
• Evaluating management and ownership
Can the company leaders deliver what they promise?
• Investing on breaking news
How can you profit from the junk bond market’s volatility?
List Price: $ 64.99
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Will the bank give you a small loan/check if a place doesn’t accept credit cards?
Question by Kid ‘Ney: Will the bank give you a small loan/check if a place doesn’t accept credit cards?
I want to pay for my apartment but the place I’m applying at won’t accept my credit card. Can I go to the bank for a small loan/check in order to make my payment? Also will the bank accept my credit card for payment?
Best answer:
Answer by funwithdouger
Get an advance on your credit card. you can do this at the bank or a bank machine. Then put that money in your bank account and write the check.
The bank would have a fee for writing up the loan and it’s a big haste. It’s much easier to raise the limit on your credit card.
Now write several credit card companies and ask for a lower interest rate. To get your business from another bank they will offer you a lower interest rate and do a balance transfer from the other credit card. They may even throw in a rate increase. Be carefull and don’t fall into to much credit card dept.
Know better? Leave your own answer in the comments!
Categories: Loan Questions Tags: accept, bank, Cards, Credit, doesn't, give, loan/check, Place, Small
Where online can I find a personal loan with bad credit and no bank account?
Question by : Where online can I find a personal loan with bad credit and no bank account?
I am in desperate need of a loan due to unexpected medical bills. I have bad credit and don’t have a bank account. The only offers I am finding are for payday loans and cash advance loans that only offer a small amount of money. I need a loan where I could possibly get around $ 1000. Can anyone help?
Best answer:
Answer by Bills.com
Your situation is difficult and, unfortunately, there are no magical solutions. Payday loans and cash advance loans are in general very poor solutions, as they put you in a cycle of paying back more and more debt, at faster rates. If available, they are expensive and do not solve your problems.
Since your poor credit and lack of bank account will not let you take an unsecured personal loan, your only real options are using some type of asset (such as a retirement account) or a personal family loan. If you do take out a payday loan, because you can’t find any other option, make sure that you pay the loan back as agreed. Missing a payment will lead to extremely high penalty costs that make it next to impossible to dig yourself out of the hole and can lead to very aggressive payday loan collections http://www.bills.com/pay-day-loan-collection-advice/.
You may want to look into peer-to-peer lending, too. http://www.bills.com/peer-to-peer-loan/
Add your own answer in the comments!