Cute Little Store: Between the entrepreneurial dream and business reality
Cute Little Store: Between the entrepreneurial dream and business reality
It’s those first couple of years that can make or break a small business. Before you decide to open up your own retail shop, read this book! You’re ready to take that risk (or you’ve already started). You know the odds are stacked against you, and you’re looking for some moral support. You want to know how others have dealt with the first difficult years of owning their own retail business, their own “cute little store.” Many books tell you how to start a business, but not many deal with what happens right after you’ve made that leap. Cute Little Store tells you about all the little pitfalls that happen along the way, and how to not let those pitfalls get in the way of your success. Cute Little Store gives you insights into: -How to deal with leasing and landlords -How to hire, retain, and treat your employees -How to deal with crazy customers, mean customers, and how to appreciate those customers who make your business worthwhile -How to prevent being burglarized -How to know who “the competition” is, why you should care, and how you can deal with it -How to market and advertise your business and unleash your creativity -How to survive those first two years, from business planning and organization to handling everyday crises -What techniques you can use to relieve your stress and keep yourself sane
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Categories: Loan Products Tags: between, Business, Cute, Cute Little Store, dream, Entrepreneurial, Little, Price, reality, store
Can any one explain me , difference between fixed installment or reduced installments in personal loans.?
Question by Veera: Can any one explain me , difference between fixed installment or reduced installments in personal loans.?
Can any one explain me , difference between fixed installment or reduced installments in personal loans.
plz also tell me which bank is giving at modarate interest rate for personal loans for software engineers(bangalore).
Best answer:
Answer by mardix27
In simple layman’s terms:
Fixed installments are rates that are the same throughout the length of the loan. Therefore, your monthly payments would be the same throughout the life of the loan (unless you default or something).
Reduced installments may be temporary and/or varied. Your monthly payments may be lower than normal, but your payments may not be the same and may vary month by month. There is also a chance that as with those rates seen in ARM mortgages, your rates may almost skyrocket in some months.
As for as banks & loan rates, I am not too sure at which bank has the best rates. I personally belong to a Credit Union. Credit Unions gives good rates to its members. Check out www.http://www.lovemycreditunion.org to find a credit union that you could join.
Good luck
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Categories: Loan Questions Tags: between, Difference, explain, Fixed, Installment, Installments, loans, Personal, reduced
Q&A: is there a difference between a cash advance credit card debt and a regular purchase debt?
Question by Nicolas R: is there a difference between a cash advance credit card debt and a regular purchase debt?
Like, if I owe a lot of money to 3 or 4 credit card companies (like 4k each) on cash advances I know the interest rates are higher by a lot but is there a difference if the debt was for regular purchases? will they come after me more than if they weren’t cash advances? Can I still file bankruptcy to get out of the debt?
Best answer:
Answer by Koku
Absolutely! Your cash advance debt is billed at a much higher rate, and your payments to each card will be applied to the lower debt rate.
Say, you cash advanced $ 1000 at 24.99% APR but had an existing balance of $ 3000 at 9.99% APR
When you get ready to pay the bill, and attempt to pay the total cash advance balance, you’ll be in for a rude awakening. The credit card will apply the $ 1000 (+ fees) to the lesser APR, and if you continue to take out cash advances, eventually all of your debt will consist of the cash advance rate.
Also, your cash advance fees are more than likely immediate– unlike carrying a traditional balance where you can avoid the finance charges if you pay before the bill date. Cash advances should be a very last ditch, emergency option. They will increase your debt tenfold if you’re unable to manage them.
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