Payday Loans & Fast Cash Advances | PD Loans
As much as we can, we strive hard just so we would not be stuck in a rut and be strapped for cash, well at least most of us. However, there are times, such as emergencies, wherein we need more money than we usually do. That’s where loans come in handy.
It’s a common knowledge nowadays that Payday Loans are the easiest way to get a hold of the money that you need. If you’re one of the many people who have their sights set on this type of loan, this video might just be of help to you.
Categories: Loan Videos Tags: advances, cash, loans, Payday
If I make a cash advance with my credit card and pay it off on the same day, will I still get charged interest?
Question by : If I make a cash advance with my credit card and pay it off on the same day, will I still get charged interest?
I bought something from a store and signed up to their 6 months zero interest credit. I need to return the item to the store but they said I can’t return it until I pay off the balance. I can’t use my Visa to pay it because you can’t use credit to pay credit, so would getting a cash advance be a good idea for this? When I pay off the balance with the stores credit, they said I’ll be able to return the item.
Best answer:
Answer by Ginger
You will be charged very little interest for the cash advance if paid off quickly but the ca tran fee can be huge, like 3%. I don’t know why they want you to pay it off first and then get credit for the return! I just hate those 6 month and 12 month zero offers that bite you in the end, or in your case the beginning.
Are you not going through with a substitute? This requirement to pay for it and then get a credit makes absolutely no sense to me.
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No Cash No Fear: Entrepreneurial Secrets to Starting Any Business with No Money
No Cash No Fear: Entrepreneurial Secrets to Starting Any Business with No Money
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Categories: Loan Products Tags: Business, cash, Entrepreneurial, Fear, money, Secrets, Starting
Q&A: What happens if a cash advance loan goes unpaid?
Question by pretty_girl_tc: What happens if a cash advance loan goes unpaid?
I have a cash advance loan out and don’t have the cash to pay it back. If the post dated check goes through I will be in major debt. I wanted to put a stop payment on my check. What action will the lenders take?
Best answer:
Answer by Tim S
What is predatory? A short term payday loan that charges you a fee of $ 15 to $ 25 per $ 100 loaned for two weeks or a $ 35 NSF and daily overdrafts that can cause more NSF fees from a bank?
You needed a loan that apparently you were were unable to get from your bank and now you want to forgo paying it back by placing a stop payment on the check. You received a service for a fee and stopping the check for false reasons is fraud.
Depending on who you received your loan with, they could cause you a lot of grief. If they are reputable then you should call them to work out a payment plan (not a rollover option). No lending institution wants a loan to default.
Good luck
What do you think? Answer below!
Categories: Loan Questions Tags: Advance, cash, loan, unpaid
What is your opinion on cash advances? & is personal cash advance a trustworthy site?
Question by Me: What is your opinion on cash advances? & is personal cash advance a trustworthy site?
I’m looking to take out a cash advancement here in a few weeks if I get the new job I’m hoping for which would mean I would have to relocate and I don’t have the money for that right now. I’m looking to take out a cash advance loan until I get my first check at the new job. What have your experiences with these types of services been, and do you think it’s a good idea? Thanks.
Best answer:
Answer by NaturesDoctor
No, no, no, no – If you have a credit card you may be able to get a cash advance, you say if you get the new job. It is easier after you have the new job to take out the advance.
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Categories: Loan Questions Tags: Advance, advances, cash, opinion, Personal, site, trustworthy
Essentials of Cash Flow
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Categories: Loan Products Tags: cash, Essentials, Flow
Can a payday loan company cash a cheque after being returned NSF?
Question by : Can a payday loan company cash a cheque after being returned NSF?
I am interested in finding out if a Payday Loan company can cash a cheque after it has been returned by the bank as NSF. They cheque was for $ 500.00 and it was cashed at $ 100.00 increments 5 times a day, resulting in 5 NSF fees per day!
Best answer:
Answer by Ezebert T
A returned check can be resubmitted more than once. My father has a small business and from time to time gets checks from customers that bounce. The bank always sends him a letter with a note that the check can be resubmitted x number of times for payment. Until now, I hadn’t heard of a check being cashed in increments like that.
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Quick Payday Loans – How-To Series (Part 5) – “How-To Apply Successfully For An Online Payday Cash Advance Loan”
Quick Payday Loans – How-To Series (Part 5) – “How-To Apply Successfully For An Online Payday Cash Advance Loan”
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What would happen if I stop payment on a large payday cash advance check?
Question by Ang: What would happen if I stop payment on a large payday cash advance check?
Would they let me just pay them back in smaller payments? Or would I get in some kind of trouble?
1. I have not stopped payment yet, it’s due to come thru the bank Monday, do you think I can call them beforehand and set smallest payment up?
2. My check will not bounce, my bank will cash it and i will go negative a grand.
3. This is a store lender, check-smart, not internet lender.
Best answer:
Answer by Answer Guru
Well here’s something I just pulled up: “If the account is short on funds to cover the check, the borrower may now face a bounced check fee from their bank in addition to the costs of the loan, and the loan may incur additional fees and/or an increased interest rate as a result of the failure to pay”. That sounds serious, unless you know your going to have doubled that check in like 3 months, I would just pay and get it over with.
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