Posts tagged "Check"

Unsecured Loans For Bad Credit- Bad Credit Installment Loans- Unsecured Loans No Credit Check

Unsecured Loans For Bad Credit- Bad Credit Installment Loans- Unsecured Loans No Credit Check

Are you running low on cash but eyeing on a big ticket item? Does your available money hold you back from your much needed vacation? Fret not, you can apply for a personal loan for whatever reason.

Here are some information about unsecured loans you might be interested in.

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Posted by Cathy Miller - October 3, 2013 at 2:01 pm

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What would happen if I stop payment on a large payday cash advance check?

Question by Ang: What would happen if I stop payment on a large payday cash advance check?
Would they let me just pay them back in smaller payments? Or would I get in some kind of trouble?
1. I have not stopped payment yet, it’s due to come thru the bank Monday, do you think I can call them beforehand and set smallest payment up?
2. My check will not bounce, my bank will cash it and i will go negative a grand.
3. This is a store lender, check-smart, not internet lender.

Best answer:

Answer by Answer Guru
Well here’s something I just pulled up: “If the account is short on funds to cover the check, the borrower may now face a bounced check fee from their bank in addition to the costs of the loan, and the loan may incur additional fees and/or an increased interest rate as a result of the failure to pay”. That sounds serious, unless you know your going to have doubled that check in like 3 months, I would just pay and get it over with.

Give your answer to this question below!

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Posted by getloans - March 28, 2012 at 1:44 pm

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NO CREDIT CHECK LOANS: And other Options for People with Bad Credit

NO CREDIT CHECK LOANS: And other Options for People with Bad Credit

NO CREDIT CHECK LOANS: And other Options for People with Bad Credit

This book will teach you ALL that you really need to know about credit and various ways that you can still get money; credit; credit cards; cars; houses or anything else that you need to obtain on credit. You will learn that poor credit does not have to prevent you from doing ANYTHING that you need to do.

It doesn’t matter how poor or bad your credit may be, or even if you’ve filed bankruptcy, there are always alternatives and this book will teach them to you.

What is Credit?

Do you really care about your credit report?
Probably not.

Most people don’t truly care about the status of their credit report. Very few people go around overly interested in that topic. The only time that most people even give a thought to their credit reports is when they need to use their credit report status to accomplish some goal or objective. And even them, what people are really concerned about and interested in is being able to accomplish their objectives. When you are trying to borrow money; get a credit card; rent a nice apartment or house; qualify for a mortgage or home loan; buy a new car or get a job that requires…that’s when the status of your credit report becomes important to you.

But what if you could accomplish all of this and more regardless of the status of your credit report? In this eye-opening and revealing book you will learn a lot of little-known secrets and I shall show you alternative methods of accomplishing the same objective rather or not you have poor or good credit.

There are always alternative methods of doing things.

Can you legally create a brand new credit file? Yes you can. There is an illegal way to go about it …which is tantamount to fraud and then their is one totally and completely legal way to do it. I will teach you the legal way in this book.

I also will show you how to clean up a poor credit record quickly and easily …regardless of why it’s bad.

Price:

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Posted by getloans - February 15, 2012 at 8:41 am

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Credit check?

Question by vette 99: Credit check?
I want to check my credit score for free but when i get to one that says it is free i have to enter credit card info.Is there one that I can go to to get the report without entering credit card info.

Best answer:

Answer by lforbes2_1999
go to www.freecreditreport.com or www.annualcreditreport.com. you can always go to the credit bureaus websites and get them that way too. You can get a free report every year. It will tell you if you have already done it too.

Know better? Leave your own answer in the comments!

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Posted by getloans - September 22, 2011 at 1:13 pm

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Personal Installment Loan No Credit Check – The Cash You Need When Times Are Tough!

Are you in need of a personal installment loan, but you have credit issues? If so then you are probably looking for no credit check personal installment loans. This is not an easy loan to find because your credit usually is checked for any type of financing. You should know about both types of options for your loan.It is important that you start by checking with your own bank or financial institution.

Your bank might be able to help you even if you think they cannot. If you have been with them for many years, have had other loans in the past with them, or have investment accounts with them, then they may be able to help you when you need a personal loan. They will check your credit, but if you have a good history with them, then they might give you a loan regardless of your credit.  Plus if you check with your bank first and they can help you, then you will get a lower rate and it will be very easy to make your payments as well.

Second, you can use Prosper. This is a marketplace for private lenders and borrowers to meet. They will pull your credit, but only once and they will give you a credit rating with them. Once they have done this the private individual lenders will be able to bid on your loan listing and help to fund your personal installment loan. This is a great way to get a loan because it is not always about credit with Prosper.  Plus when you are dealing with individual people you will have a better chance to find someone that has had bad credit before and knows how hard it is for you to get the money you need.

Last, the best option for no credit check personal installment loans is to get a payday loan or cash advance. Most of these companies never check credit and it is always based on the income you have. These loans can go from $100 to $1,500, but they will have to be paid back within 30 days. You can usually extend the loan for another 30 days for a fee that is about 3% to 5% of the loan amount. It all depends on the lender.  This is a great option if you need money and you need it fast because you can get this type of installment loan overnight and sometimes even with an hour or two.  If you have an emergency you have to take care of you can do so with a cash advance or payday loan very quickly.

Written by behing01

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Posted by getloans - September 7, 2011 at 8:52 am

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Check Cashing Service Pay Day Lender Start Up Business Plan

Check Cashing Service Pay Day Lender Start Up Business Plan NEW!

Welcome To YOUR New Business!

We’ve taken the guess work out of starting your own business with our PROVEN industry specific sample business plans ready for immediate INSTANT download!

It’s easy, simply purchase one of our proven plans, download it to your PC or kindle, and edit in your personal information! Within minutes you have a professional business plan ready for lenders’!

All of our sample plans meet & exceed lender, investor, SBA, and grant agency requirements because they ALL follow the only government approved outline for submitting a business plan!

Every one of our listed plans has already been used and received funding!

NOW is the perfect time to download your industry specific plan and open the doors to your new business TODAY!

SO TELL ME ABOUT THE PLAN…This business plan (just like all the other ones we have written) is COMPLETE. High-lighting all 7 sections and follows the government approved outline for submitting a business plan for funding.

NOTHING has been held back or left out of this plan! We want you to follow our same format and gets your business up and running WITHOUT all the hours of planning… saving you TIME & MONEY to worry about other issues in forming your business!

We are here to help you succeed!! Offering the most complete plan anywhere on the web. Our business plans are successful written documents that lender’s are looking for!

Here’s a break down of the 7 chapters….

– Executive Summary: This section covers and high lights the important features of the rest of the business plan. A brief general summary lenders are looking for to get a general feel of your plan and what it is you are looking to achieve.

-Products & Services: The Product & Services section gives details of the business services offered. The N.A.I.C.S. code, Hours of Operation, Accepted Payments, Products Carried, and Complete Business Legal Structure.

-Market Analysis: This section covers the Primary Market, Target Market, and Local Competition by a complete demographic break down of home owners, median incomes, Businesses in the area.

-Facility & Operations: This section highlights the location and physical facility of the business. Listing the required Capital Equipment needed, local sources of supply, available labor pool, & complete facility layout.

-Sales Strategy: This section breaks down the Pricing Strategy, Promotions & Distribution, Advertising Campaign & Budget, & Customer Conveniences offered.

-Management Structure: This section highlights the Personal History and Related Experience of the Business Owner, Duties & Responsibilities of the Owner, Compensation package, Board of Directors, & Outside Business Representation.

-Financial Analysis: 7 page section covering Start Up Funding, Break-Even Analysis, 3 year projected Profit & Loss, 3 Year Projected Cash Flow, 3 Year Projected Balance Sheet, and Key Business Ratio’s to the start up of this Business.

List Price: $ 9.99

Price:

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Posted by getloans - September 1, 2011 at 9:39 am

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Personal Finance: Guide To No Credit Check Personal Loans

Personal Finance: Guide To No Credit Check Personal Loans

Any loan that is worth getting will ask for a credit check. If you don’t have good credit but a high income job that is permanent then you might qualify for a loan. If you have a co-signer that can co-sign with you, you will have a higher chance of securing a loan. A low credit score doesn’t mean that you won’t get a loan ever. You do need to show the bank that you can pay off your loan. A co-signer and a job are great reasons to get a loan if you have a poor credit history. Any loan that doesn’t require a credit check is not that great of a loan and the interest rate is very high. You’ll end up owing so much more than you borrow. It’s tough on your interest rate. You’re losing out so much on a high interest rate loan and the loan amount is very small too. You’ll get to loan around half of what you make each month or less than that. You’ll get to loan up to $1,000 or $1,500 if you have a very high income job.

There are plenty of personal loan with no credit check and they are online as well as in person. You do need to have a job and can provide them with proof of your job like pay stubs. They will determine your loan amount based on your monthly income. They required that you have a checking account with a social security number. They will deposit the money into your checking account and then withdraw it at the end of the month. You do have to have a checking account so that they can withdraw it automatically at the end of the month. Notice that these loan are 20-30% interest rate high and it’s costly to get it. This is one of the most common type of loan that doesn’t check credit. There are many other loan from private loan companies that won’t check credit either. These companies often give out a small loan but with high interest rate.

You will often ended up paying more than you borrow. You will end up with a bigger debt than if you didn’t get the loan. It’s alright if you need a backup plan to support your financial needs. People often come across financial difficulty and they need additional loan. Financing is important but you would only use these kinds of loan if you are really in need of it. These kinds of loan are the last option that you should try out. If you really need money then you have no choice but to choose it. You can try borrowing from a credit card because it’s not high in interest and you would have a credit card already. If you don’t have a credit card you can try to obtain one and there are many that would qualify you for bad credit even. You can still obtain several of them. The interest rate on most credit card is about several percents instead of 20% high. You can try to borrow with credit card. You can also try to loan from friends and family since there is no interest rate for that.

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Posted by getloans - August 20, 2011 at 10:36 pm

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How to Get Your Free Credit Check

How to Get Your Free Credit Check

Did you know that you can get a free credit check? It’s important for you to keep on top of your credit score, and luckily, the internet makes a free credit check available for everyone, so that you can know your credit score and avoid embarrassment when you go to buy a house, take out a loan, or even start a new cellphone contract.

Instructions

Step 1 There are several ways to get your free credit check, but the easiest is to use the website creditkarma.com. This site is packed with free tools that allow you to check your credit rating, suggestions for improving your credit score, and graphs that track any changes to your credit score.

Step 2 Once you set up your free account, click on the Credit Score tab to get your free credit check. Your credit score appears along with a line graph that shows how your credit score has changed over time.

Step 3 The Credit Snapshot tab gives you insight into the negative factors that are affecting your credit score and a sense of how banks will view your credit score. The Credit Compare tab allows you to see how your credit score stacks up with other people in your state and across the country.

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Posted by getloans - August 20, 2011 at 6:31 pm

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