The Complete Debt Relief Manual: Step-By-Step Procedures for: Budgeting, Paying Off Debt, Negotiating Credit Card and IRS Debt Settlements, Avoiding … Repair – Without Debt Settlement Companies
The Complete Debt Relief Manual: Step-By-Step Procedures for: Budgeting, Paying Off Debt, Negotiating Credit Card and IRS Debt Settlements, Avoiding … Repair – Without Debt Settlement Companies
The Complete Debt Relief Manual is the definitive guide to paying off and eliminating any kind of debt. Written from a procedure writer’s perspective, it will guide you, with detailed steps, sample letters, and checklists, through the processes of budgeting, deciding the best way to pay off debts, negotiating settlements with credit card companies or the IRS without getting scammed by debt settlement or consolidation companies, dealing with debt collector calls and hassles, handling or avoiding lawsuits, determining whether or not to declare bankruptcy and how to avoid it, and repairing your credit and improving your credit score. Foreclosure is not dealt with due to its specialized nature and the risks involved of tackling it without an attorney. Born from the author’s painful lessons learned and personal experience, The Compete Debt Relief Manual is a treasure of accurate and effective procedures to guide your every step on your journey to debt freedom.
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Categories: Loan Products Tags: Avoiding, Budgeting, Card., companies, Complete, Credit, Debt, Manual, Negotiating, Negotiating Credit Card, paying, Paying Off Debt, Price, Procedures, Relief, repair, settlement, Settlements, StepbyStep, without
The Road Out of Debt: Bankruptcy and Other Solutions to Your Financial Problems
The Road Out of Debt: Bankruptcy and Other Solutions to Your Financial Problems
Joan Feeney, a Bankruptcy Judge for the United Stated Bankruptcy Court for the District of Massachusetts, and Theodore Connolly, a Finance and Bankruptcy Attorney, want to help you handle your money problems. The Road Out of Debt seeks to assist anyone who is feeling the pinch of the current economy by offering real, easy-to-use solutions that will make a difference in your life.
In addition to practical solutions outside of filing for bankruptcy, the Road Out of Debt capitalizes on the insights of a bankruptcy judge and a bankruptcy lawyer, to help you determine when it’s best to avoid bankruptcy, when you should seek bankruptcy protection, and, most importantly, how to work successfully through a bankruptcy filing if you choose that road. Millions of Americans are facing dire financial situations, job losses, home foreclosures, and other major financial challenges, this book can help you conquer your financial problems.
- An exceptional resource for anyone trying to figure out how to handle their debt
- Puts the bankruptcy process in perspective and reveals specific steps to follow
- Discusses how to decide whether or not bankruptcy is the right path for you
- Discusses specific solutions to the most troublesome types of debt: tax, credit card, student loans, car loans, and mortgages.
The Road Out of Debt provides you with the serious solutions needed to overcome a personal financial crisis.
List Price: $ 29.95
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Categories: Loan Products Tags: anyone, Bankruptcy, Debt, Financial, Price, Problems, Road, Solutions
Debt Consolidation For Payday Loan
We know all too well that you should consider other options first and pay day loans should be your last resort. Truth be told, most pay day lenders would work with you to help you reduce your debts or to consolidate the same.
What is debt consolidation, by the way? Watch this sample video.
Video Rating: 5 / 5
Categories: Loan Videos Tags: consolidation, Debt, last, loan, Payday, payday loan debt, Truth, Video Rating
Solve Your Money Troubles: Debt, Credit & Bankruptcy
Solve Your Money Troubles: Debt, Credit & Bankruptcy
Repair your credit and get out of debt with the complete guide to solving your money troubles.
Feeling overwhelmed by your debts? If you’re ready to regain your financial freedom, feeling the squeeze of the housing bust or simply get smarter about managing your money, you’ll find everything you need in this complete guide. Solve Your Money Troubles shows you how to:
- prioritize debts
- create a budget
- negotiate with creditors
- stop collector harassment
- challenge wage attachments
- contend with repossessions
- respond to creditor lawsuits
- qualify for a mortgage
- rebuild credit
- decide if bankruptcy is the right option for youTo make the process easier, Solve Your Money Troubles also includes sample letters to creditors, as well as worksheets and charts to calculate your debts and expenses and help you create a repayment plan.
To make the process easier, the 13th edition of Solve Your Money Troubles includes all-new sample letters to creditors which reflect changing financial times, as well as worksheets and charts to calculate your debts and expenses and help you create a repayment plan. You’ll also get fully updated state laws and new information on dealing with foreclosure.
List Price: $ 24.99
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Categories: Loan Products Tags: Bankruptcy, Credit, Debt, housing, money, Price, solve, Troubles
How to Get Out of Debt, Stay Out of Debt, and Live Prosperously*: Based on the Proven Principles and Techniques of Debtors Anonymous
How to Get Out of Debt, Stay Out of Debt, and Live Prosperously*: Based on the Proven Principles and Techniques of Debtors Anonymous
A simple, proven-effective formula for freeing yourself from debt—and staying that way • Revised and updated, with a new Preface by the author
“A must read for anyone wanting to get their head above water.”—The Wall Street Journal
THE CLASSIC GUIDE, REVISED WITH UP-TO-THE-MINUTE INFORMATION
OUT OF THE RED
• Do this month’s bills pile up before you’ve paid last month’s?
• Do you regularly receive past-due notices?
• Do you get letters threatening legal action if immediate payment is not made?
• Do the total amounts of your revolving charge accounts keep rising?
INTO THE BLACK
Whether you are currently in debt or fear you’re falling into debt, you are not alone. Sixty million Americans—from doctors to secretaries, from executives to the unemployed—face the same problem and live under the same daily stress. Based on the proven techniques of the national Debtors Anonymous program, here is the first complete, step-by-step guide to getting out of debt once and for all. You’ll learn
• how to recognize the warning signs of serious debt
• how to negotiate with angry creditors, collection agencies, and the IRS
• how to design a realistic and painless payback schedule
• how to identify your spending blind spots
• how to cope with the anxiety and daily pressures of owing money
• plus the three cardinal rules for staying out of debt forever, and much more!
This book is neither sponsored nor endorsed by Debtors Anonymous. A recovered debtor, the author is intimately familiar with the success of the Debtors Anonymous program.Millions of consumers have become trapped in a spiral of debt, but there is hope. If you wants to free yourself from the shackles of debt, this book is for you–it can help you “get out of debt, stay out of debt, and live prosperously.” Jerrold Mundis writes in a friendly, engaging style, urging readers to stop the cycle of spending. Mundis knows what he’s talking about–he, too, was once thousands of dollars in debt and didn’t know where to turn. Anecdotes from Debtors Anonymous folks, plus multiple examples from the writer’s own life and ledgers, make How to Get Out of Debt an encouraging read, not a condescending one. Once you start your program, you may want to periodically reread some chapters for inspiration–and fun.
List Price: $ 16.00
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Categories: Loan Products Tags: Anonymous, Based, Debt, Debtors, Debtors Anonymous, live, Principles, Prosperously*, PROVEN, stay, Techniques
From Debtor to Better: The Details of Debt and How to Get Out!
From Debtor to Better: The Details of Debt and How to Get Out!
This book will teach you how to get rid of debt for good! In From Debtor to Better, the author (a financial counselor and former credit card debt collector) will teach you what debt and money problems really are and how you can beat them. Without a complicated system to follow or hard-to-understand language, the author walks you through the most common types of debt problems, explaining how to handle each one. Whether you want to beat your own debt mess or educate yourself to be able to help others, this book is a must-read for you and your family!
List Price: $ 9.99
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Related Payday Cash Products
How to Fix Your Credit in 45 Days or Less: Understanding Credit Score, What is Debt, Bad Credit, Free Credit Reports, Credit Repair, Secured Credit Cards, … Bad Credit (Nicholas Black’s How-to Series)
How to Fix Your Credit in 45 Days or Less: Understanding Credit Score, What is Debt, Bad Credit, Free Credit Reports, Credit Repair, Secured Credit Cards, … Bad Credit (Nicholas Black’s How-to Series)
How to Fix your Credit in 45 Days, or Less: Understanding Credit Score, What is Debt, Bad Credit, Free Credit Reports, Credit Repair, Secured Credit Cards, and Loans for Bad Credit
by Dr. Nigel Peterson & Nicholas Black
This book will tell you the insides and out about fixing your own credit score. What you will learn, from an industry insider (Dr. Nigel Peterson) is what the “Credit Repair Companies” Charge you thousands and thousands of dollars to do. And you can do it on your own, right now!
Here is what is covered in the book:
Introduction: How do you fix your Credit?
• Step 1: Research and Prepare all Background Info
• Step 2: Challenge the Credit Bureaus
• Step 3: Demand a Re-Investigation of the accounts that remain Negative
• Step 4: Demand a Validation of Debt
• Step 5: Demand a Revised Validation of Debt
Chapter 1: What is Your Credit Score?
• Research and prepare all background info
• Challenge the credit bureaus
• Demand a re-investigation of the accounts that remain negative
• Demand a Validation of Debt
• Demand a revised Validation of Debt
Chapter 2: What are the 3 Bureaus?
• What is a Credit Bureau?
• What are the 3 Credit Bureaus?
• Addresses and contact information for the 3 Credit Bureaus
Chapter 3: Research Your Credit Report
• Factors that negatively affect your credit score
• What is a derogatory?
Chapter 4: The 4 Federal Laws You NEED to Know
• The 4 federal laws you’ll need to know
• Hiring a company to fix your credit
Chapter 5: What are Collections Agencies?
• When can a debt collector or collection agency contact you?
• Things the collection agencies and collectors cannot do!
• Things debt collectors are prohibited from saying
• Can get collectors like you?
• Unfair practices for debt collectors
• Can they garnish your wages?
• Can they garnish your benefits?
• Are they licensed in your state to conduct business?
• Is the collection agency even a legitimate company?
• Is the collection agency even still in business?
• What to do with the collection agency first contacts you.
Chapter 6: How to Receive a Free Credit Report
• Do you want a free credit report?
• Does it hurt your credit when you check the score
Chapter 7: The different types of contracts/agreements:
• The 4 different types of contracts and agreements you can enter into
• Is there a statute of limitations on debt agreements?
• Why should you care about a statute of limitations?
• How long is the statute of limitations?
• How do you calculate when the statute of limitations is over?
• Basic list of states, and the applicable Statutes of Limitation
Chapter 8: What will you need for the dispute letters
• The documents/Info necessary for your dispute letters
• How to Mail the dispute letters
Chapter 9: Disputing Derogatory Information with the 3 Bureaus
• Identify Derogatory Information
• What does it mean to Dispute?
• What is the Process to Dispute?
• What should your dispute letter look like?
• Example dispute letter
Chapter 10: Getting the 45-day Dispute Results
• What is a re-dispute?
Chapter 11: Tips for FHA/VA Loans
• FHA and VA Guidelines
• Approach the loan with a good credit rating!
• FHA TOTAL Scorecard
• FHA Loan requirements (information)
• What additional info will Veterans need?
• Where do FHA loans come from?
• How to pre-qualify for an FHA/VA loan?
• FHA Loan mistakes to avoid!
Chapter 12: How to improve your credit
• Some basic steps to improve your credit
Chapter 13: Getting new lines of credit
• What is the best way to increase your Credit Score?
• A little sound advice:
Chapter 14: Dealing with medical debts
• Is a doctor or hospital allowed to refer an overdue medical bill to a collection agency?
• Can my personal medical information be disclosed directly to a credit reporting agency
• Can you dispute a medical collection?
• How to dispute with the Medical Facility/Insurance Company first (7-steps)
Chapter 15: What now?
• Now that you understand the process, get started!
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Categories: Loan Products Tags: Bad Credit, Black's, Cards, Credit, Credit Repair, days, Debt, Free, Free Credit Reports, HowTo, less, Nicholas, repair, Reports, Score, Secured, Secured Credit Cards, series, Understanding
925 Ideas to Help You Save Money, Get Out of Debt and Retire A Millionaire: So You Can Leave Your Mark on the World
925 Ideas to Help You Save Money, Get Out of Debt and Retire A Millionaire: So You Can Leave Your Mark on the World
Devin Thorpe has collected over 150 essays on personal and family finance to help you learn how to be happier with your money, to live more frugally and investment more wisely. 925 Ideas… is an easy and readable guide to help your family find financial peace. Author Devin D. Thorpe explains: 1) how you and your spouse can find agreement on money matters, 2) how to teach your kids about money, 3) how to pay for your children’s college education, 4) how to live like a millionaire (spoiler alert! Frugally) 5) how to come up with ,000 in a crisis 6) how to make ends meet on one income 7) how to get out of debt and stay out of debt 8) why home ownership should be your family’s top financial priority 9) how to ask your boss for a raise 10) how to use your finances to do more good in the world. And much more! Devin D. Thorpe is the author of the highly regarded book, Your Mark on the World and is the founder of the Your Mark on the World Organization, championing social good. The Your Mark on the World Organization believes that people, no matter their level of income, can give more and do more to make the world a better place. The empowering lessons of 925 Ideas will enable you to leave your mark on the world.
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A Pragmatist’s Guide to Leveraged Finance: Credit Analysis for Bonds and Bank Debt (Applied Corporate Finance)
A Pragmatist’s Guide to Leveraged Finance: Credit Analysis for Bonds and Bank Debt (Applied Corporate Finance)
The First Practical Guide to Credit Analysis for Today’s ,500,000,000,000+ High-Yield Leveraged Bond and Loan Markets
The high-yield, leveraged bond and loan market now exceeds .3 trillion in North America, €650 billion in Europe, and another 0 billion in emerging markets—and it’s growing fast. This market combines aspects of conventional fixed income markets, the event-driven volatility typically associated with equities, and structural features present nowhere else. To succeed in this market, you need credit analysis skills and insights specifically designed for it. Now, for the first time, there’s a complete practical guide to performing this analysis.
Credit Suisse high-yield specialist Robert S. Kricheff focuses on how financial professionals actually prepare and use leveraged finance credit analysis, offering examples addressing diverse scenarios and a wide spectrum of credit risks, from companies near-investment-grade to firms in bankruptcy. He illuminates credit analysis as a dynamic process, shows how to evaluate both financial liquidity and asset protection, demonstrates how to use the field’s key tools, and explains how to apply the insights that make analysis an art, not just a science.
• Projecting liquidity
Will sufficient cash be generated to pay interest and principal?
• Evaluating assets
Can the investor be protected by the value of underlying assets?
• Applying financial ratios and metrics
How can credit quality be analyzed and investment options compared?
• Evaluating management and ownership
Can the company leaders deliver what they promise?
• Investing on breaking news
How can you profit from the junk bond market’s volatility?
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