The Student Loan Crisis
Student loans for college are largely a creature of federal intervention. Student loan debt repayment can’t be dodged just like that, but there are so many things you can do to take the sting out of the bill you will receive monthly.
Categories: Loan Videos Tags: college, federal, receive, Student Loan, student loan crisis, things
How to Consolidate Student Loans
Student loan debt can be challenging, but taking advantage of consolidation offers will aid you in getting a handle on your payments, and lessen the number of bills you have to pay every month.
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Categories: Loan Videos Tags: consolidate, consolidation, federal, loans, payments, Student, Student Loan Student, Student Loans, taking, Video Rating
Financial Aid : How to Repay a Federal Student Loan
In order for you to pay back federal student loans, it is crucial that you find out who your lenders are and the ways to set up automatic payments. You should be in contact with them for notifications when you get new loans and when it’s time for repayment. Most of them send you billing statements in the mail.
Watch this video on student loans and financial aid and you might just get the guidance you need if you’re among the many students who availed of such loan.
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Mission Expansion in the Federal Home Loan Bank System Reviews
Mission Expansion in the Federal Home Loan Bank System
Studies how the Federal Home Loan Bank System has changed over time and why.
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Privatizing Fannie Mae, Freddie Mac and the Federal Home Loan Banks: Why and How
Privatizing Fannie Mae, Freddie Mac and the Federal Home Loan Banks: Why and How
Many people want to tighten federal regulations governing the government-sponsored enterprises (GSEs)-Fannie Mae, Freddie Mac, and the Federal Home Loan Banks. But better regulations will not do much to reduce the real risks that the GSEs create for U.S. taxpayers and the economy, and aren’t likely to have real force. Fannie and Freddie are the most politically powerful companies in America. The S&L debacle of the late 1980s showed that politically powerful organizations can intimidate regulators and stave off tough regulation. Under these circumstances, privatization-the elimination of government backing-is the only viable way to protect the taxpayers and the economy against the consequences of major financial difficulties at one or more of the GSEs. Opponents of privatization believe that Fannie Mae and Freddie Mac would be even more powerful as privatized entities. Fannie and Freddie would be able to obtain better financing than their competitors, according to this line of thinking. Concerns have also been raised about whether the privatization of Fannie and Freddie would disrupt the residential finance market or raise mortgage rates for home buyers. The plans in this book together address these concerns. Thomas H. Stanton demonstrates that it is possible to cut the ties between the government and the GSEs-and to create a fully competitive private mortgage market-without disrupting the current system of residential mortgage finance. Financial consultant Bert Ely shows that it would be possible to obtain lower mortgage rates than currently offered by Fannie and Freddie, without any government involvement. The book presents a complete legislative proposal to enact these plans, along with a detailed section-by-section analysis of the bill. Peter J. Wallison is a resident fellow at AEI and the codirector of AEI’s program on financial market deregulation. Thomas H. Stanton is a Washington, D.C.-based attorney. Bert Ely is a financial institutions and monetary policy consultant.
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Categories: Loan Products Tags: Banks, Fannie, federal, Freddie, home, loan, Privatizing
How and Where do i go to repay my federal perkins loan?
Question by Patrick B: How and Where do i go to repay my federal perkins loan?
Although i know how to pay back my stafford loan, I am very confused about how and where to go to repay perkins loan. Is my college the lender of the perkins loan? If so, then do i just call up my school’s financial aid office? Please help!
Best answer:
Answer by NotAnyoneYouKnow
Your college is (or was) the lender, but it’s unlikely that they’re going to handle the repayment. Chances are that they have contracted with a loan servicing company to administer the loan during your repayment obligation.
When you leave school (or when you left school), you were required to complete a financial aid “exit interview”. The point of that interview was to explain your payment obligations, and to introduce you to the loan servicing company that would coordinate your repayment. That company will send you some sort of monthly payment “reminder” – probably in the form of a coupon book that you would use to make your payment each month.
If you haven’t left school yet, then relax – your first Perkins loan payment isn’t due until you’ve been out of school for 9 months.
If you have left school, and you just haven’t been contacted yet, then you could certainly call your financial aid office and ask them for more information about the loan servicing company that will be getting in touch with you.
I hope this helps – good luck!
Know better? Leave your own answer in the comments!
Categories: Loan Questions Tags: federal, loan, perkins, repay