luckydog Asked: cosign student loan underwriting guidelines?

My son needs a cosigner for his student loan (big surprise). I have a Chapter 7 on my report from 10/2003, eight years ago. I called several private lenders and they will not tell me if this will reject me as cosigner. My fear is these online applications are cookie cutter and they see a Public Record from 8 years ago it will reject my app.

Does anybody have this past experience or know where I can find the uderwriting guidelines?

Private lenders just say apply and we will review your application. Problem is each application they pull a credit report and lower my score.

My credit is in good standing since Chapter 7 it has been rebuilt few installment loans, auto, credit cards etc.

Thanks