Q&A: I am not able to pay bank loan emi as agreement and i want reduce emi amount .How can i able to my emi amount?
Question by : I am not able to pay bank loan emi as agreement and i want reduce emi amount .How can i able to my emi amount?
I had personal loan from hdfc bank.Now i was jobless and i can’t pay ageed emi monthly so i want to emi amount.I have informed the same to bank authorities.But they are accepting.I am not in a position to pay the same emi.So it is possible to reduce emi amount.Please help me.
Regards.
Best answer:
Answer by 71cooldude
They should be agreeable to a reduced monthly repayment as at least they are receiving something towards paying off the debt. If you have any problems, contact the Citizens Advice Bureau who will help you in negotiating with your bank.
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What is the easiest personal loan to get?
Question by : What is the easiest personal loan to get?
Im trying to get a fast personal loan, what is the best company to go with if you have bad or low credit?
Best answer:
Answer by Use Your Noodle
None
Personal loans are hard enough to obtain for those who have decent credit.
If you have poor or no credit the best you can hope for would be a payday loan. For that, you would need a checking account and paycheck stubs.
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Categories: Loan Questions Tags: easiest, loan, Personal
Are there any payday loans or emergency loan companies that will help people in the Military Reserves?
Question by Dawn L: Are there any payday loans or emergency loan companies that will help people in the Military Reserves?
We are desperately waiting for a re-enlistment bonus we are expecting but in the meantime need a quick loan to get us by for somethings that have come up. Payday loans dont seem to help those in the military anymore and I know payday loans are not a good idea but we also know we will only use this until the bonus comes thru . Anyone know where we can get a quick guaranteed loan for personnel in the reserves?
Best answer:
Answer by Gary
I wouldn’t do this. Why spend unnecessary? You are betting on receiving something that has yet to come. What would happen if something goes wrong for you? This is like writing a check and not having enough money in your account to cover it.
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How To Buy A Home Using A Va Loan: What Every Home Buyer Should Know
How To Buy A Home Using A Va Loan: What Every Home Buyer Should Know
Almost everybody has a dream home. A place they like to stroll through in their thoughts, choosing make-believe paint colors for the walls and putting pretend curtains up. But for too many people, dream homes remain just that-dreams, but it doesn’t have to be like that at all. The dreams of owning a home has become a reality for millions of Americans by using VA loans to help purchase their home. Our eBook, “How to Buy a Home Using a VA Loan,” contains valuable educational information, tips, techniques and guidelines for buying a home using a VA Loan. This eBook describes the tools and techniques that will teach you how to prepare, qualify and purchase your home successfully using a VA Loan. This eBook includes plenty of examples, guidelines and instructions to make buying your home with a VA Loan a smooth, easy and quick process.
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Consumer Installment Loan Process Demonstration
Debts are inevitable especially in our dwindling economy. This wouldn’t have happened if you were watchful of your finances though. However, you can always get some help to get back on track.
There are loans when you’re strapped for cash, and these loans are considered debts from financial institutions. Financial institutions let your borrow money for your own personal use, however it can serve you.
Consumer contract financing or installment financing lets a business to have an abrupt increase in their cash flow through providing clients with an installment financing plan that can be very hefty.Watch this video and know more.
Categories: Loan Videos Tags: Consumer, Installment, loan
What happens if someone took out a payday loan in my name?
Question by Candace: What happens if someone took out a payday loan in my name?
I’m going through a nasty divorce that has been dragging on for almost a year. A couple of days ago, both my brother and sister got phone calls from someone claiming to be a collection agency for a payday loan company saying that I had taken a payday loan and failed to pay on it. I have never taken a payday loan and my attorney cannot take action until I have something in writing. What can I do?
Best answer:
Answer by Jason Smith
It does not sound like an actual collection company, (actual collection companies can’t state they are calling because of an unpaid debt unless they are talking to the lendee… fdcpa guidelines), don’t know what it is but it sounds fishy. If you do talk to this person DO NOT give out any personal information, and inform family/friends not to give out theirs. Given that you are going through a divorce my best guess (and it is only that), is that it is a private investigator from your former signifigant other. Best of luck.
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Q&A: What happens if a cash advance loan goes unpaid?
Question by pretty_girl_tc: What happens if a cash advance loan goes unpaid?
I have a cash advance loan out and don’t have the cash to pay it back. If the post dated check goes through I will be in major debt. I wanted to put a stop payment on my check. What action will the lenders take?
Best answer:
Answer by Tim S
What is predatory? A short term payday loan that charges you a fee of $ 15 to $ 25 per $ 100 loaned for two weeks or a $ 35 NSF and daily overdrafts that can cause more NSF fees from a bank?
You needed a loan that apparently you were were unable to get from your bank and now you want to forgo paying it back by placing a stop payment on the check. You received a service for a fee and stopping the check for false reasons is fraud.
Depending on who you received your loan with, they could cause you a lot of grief. If they are reputable then you should call them to work out a payment plan (not a rollover option). No lending institution wants a loan to default.
Good luck
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Categories: Loan Questions Tags: Advance, cash, loan, unpaid
The Loan Without The Bank – Germany
More and more banks are refusing loans, that is why Germans are taking lending into their own hands.
Online citizens bank Smava lets even the ordinary people to invest their heard-earned money into causes they would like to support. One good thing about it is that the individuals themselves decide, according to the founder Alexander Artopé.
Interesting enough. Watch this video and learn more.
Categories: Loan Videos Tags: bank, Germany, loan, without
Financial Aid : How to Repay a Federal Student Loan
In order for you to pay back federal student loans, it is crucial that you find out who your lenders are and the ways to set up automatic payments. You should be in contact with them for notifications when you get new loans and when it’s time for repayment. Most of them send you billing statements in the mail.
Watch this video on student loans and financial aid and you might just get the guidance you need if you’re among the many students who availed of such loan.
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