Posts tagged "loans"

Things To Consider Before Applying For A Loan

It was not until recently that people started to have convenience of borrowing cash even from home. This only means that we are more financially inclined today as compared to the last couple of decades. An online consumer research and feedback survey states displayed how people are against financial hindrances and almost always tend to apply for online loans instantly.

Technology is yet another principal factor that paved way for easy access to money. Nevertheless, before you apply for a loan, it is a must that you take a vital stance so as to make a decision whether you must borrow, since it is no secret that at some point, the loan must be repaid. While some people know the limits and know what they’re signing up for, others get caught in debts without solid plans. It’s not so bad to borrow short term installment loans for temporary shortages, but availing of the perfect deal that will matches your every need makes it all the more profitable and much more feasible on your part.

Is there really a desperate need to borrow? If your answer is a hard yes, then decide whether you need it in cash, when you need it, and when you will be paying back. There are a lot of loans for several purposes, choosing the one that will suit your needs best is vital.

Is it really worth the pain repaying a much higher price? If yes, then help yourself. However, always try to keep it at a minimum.

For the most part, we want cold cash and forget about other options such as, post-dated checks, bank overdraft or credit cards. If they seem to give you zero help, then try getting a loan. This helps dodge unnecessary interest rates.

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Posted by Cathy Miller - April 20, 2013 at 1:46 pm

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Online Lenders

In today’s declining economy, the standard cost of living is now skyrocketing high. Everything is high-priced already. However, we still do our best to try living the lives we want to live. Sometime though, the moolah we create from doing our 9 to 5 just isn’t enough. We all know where this talk is headed.

Things get quite harder when your credit score is not that pretty. Loans are the go-to solution of many people. Have you actually heard of lenders that don’t run credit checks? They promise to give you financial help at low costs and flexible terms. Apply for a loan and get help for your urgent financial needs.

As a matter of fact, they even let you borrow installment loans online. The major upside to this kind of loan is that they won’t pressure you so much, you can repay the loan in small amounts at certain intervals. The payments are in installments that the amount you will be paying becomes particularly smaller. More to these, you can ever borrow up to $1500.

Nevertheless, the amount that they will be able to lend you will rely upon your needs and your capacity to repay. First, they have to see to it that you have a stable and consistent source of income. More to these, they help you borrow these loans as collateral free loans as these are short-term. That said, you need not take any burden of arranging any security for the borrowed loan.

If they sound too god to be true, you can always do some extensive research before getting yourself into it. It always pays to know things. You don’t want to sign up for anything clueless, do you?

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Posted by Cathy Miller - April 13, 2013 at 12:32 pm

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Installment loans for people on disability with bad credit?

Question by Ellie Mae: Installment loans for people on disability with bad credit?
on social security disability and need a loan of about $ 2000. able to pay on monthly basis for installment loan, not payday loan.

Best answer:

Answer by gosam777
Your problem is lenders cannot garnish or seize government assistance money. Lenders need a guarantee if you default, they can recover at least some of their money. Since they cannot take SS money, they have no way to recover it, and won’t lend it out. Unless you have some collateral, a car with free title, electronics, furniture, something of value you can use as security, you won’t find anyone.

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Posted by getloans - April 12, 2013 at 1:34 pm

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What happens to bank loans in case the debtor company goes insolvent?

Question by Syed Nadim: What happens to bank loans in case the debtor company goes insolvent?
I would like to know the fate / process of recovery of bank loans in case the debtor business goes insolvent / bankrupt with particular reference to UK laws. What could be the precautions which a lending banker may take while lending to ensure recovery in case of insolvency / bankruptcy?

Best answer:

Answer by GetOutofDebt.org
If it is a debt you owe the company, you still owe it. The precaution is good qualification and an appropriate interest rate based on risk to price comparable loans at a rate where the estimation of profit exceeds the estimation of loss. That’s how banks make a profit.

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Posted by getloans - March 15, 2013 at 1:39 pm

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Do Companies that give bad credit personal loans allowed to ask for a couple months payment up front?

Question by thinline: Do Companies that give bad credit personal loans allowed to ask for a couple months payment up front?
I applied for a bad credit perosnal loan online. A company called Birchmount Lending called stating i was approved for 5000.00, with monthyl payments of 224.54 for 2 years. But since my credit wasnt the best i would have to give them 4 payments upfront. Tell me what you think

Best answer:

Answer by ?
I think you need to tell them you’re not interested. Your interest rate will be so high. Legitimate loan companies don’t ask for money up front.

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Posted by getloans - February 27, 2013 at 2:45 pm

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Q&A: What can happen if i can’t pay back pay day loans?

Question by Tori Lynn: What can happen if i can’t pay back pay day loans?
I have 7 small pay day loans out and i’m unable to pay them right now. They have been calling me and leaving threatening messages. They have even called me at work. I don’t know what to do or what they can do to me? Can someone give me some advice on this?

Best answer:

Answer by spiritgide41
It sounds like you are a strong candidate for bankruptcy. If your condition allowed some way to recover, it would be different. From your description, I get the impression that this would not be possible. Bankruptcy will give you a fresh start, and I would not delay. I have been in the position many years ago, and been bankrupt; I understand the difficulty. I also rebuilt my life and now have top notch credit and am strongly financially secure. In some conditions bankruptcy is a new start, not the finale.

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It sounds like you are a strong candidate for bankruptcy. If your condition allowed some way to recover, it would be different. From your description, I get the impression that this would not be possible. Bankruptcy will give you a fresh start, and I would not delay. I have been in the position many years ago, and been bankrupt; I understand the difficulty. I also rebuilt my life and now have top notch credit and am strongly financially secure. In some conditions bankruptcy is a new start, not the finale.

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Posted by getloans - February 26, 2013 at 2:03 pm

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Do i have to repay my student loans from one school if I start attending another?

Question by united albaquirki: Do i have to repay my student loans from one school if I start attending another?
I am going to be graduating in Dec from a community college.. with my associates in pre nursing. i am going to be attending a 4 year school to get my bachelours in nursing… do i have to start repaying my loans from first school now?? or does it wait til i am graduated from the second school?

Best answer:

Answer by Bluekittie
If it is through FAFSA, you can just change the school when you file your on-line App.
If it or a portion was through the school you will get a statement for you to begin paying.

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Posted by getloans - January 26, 2013 at 1:15 pm

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Bank Loans and Stock Exchange Speculation, Volume 40

Bank Loans and Stock Exchange Speculation, Volume 40

Bank Loans and Stock Exchange Speculation, Volume 40

This book was originally published prior to 1923, and represents a reproduction of an important historical work, maintaining the same format as the original work. While some publishers have opted to apply OCR (optical character recognition) technology to the process, we believe this leads to sub-optimal results (frequent typographical errors, strange characters and confusing formatting) and does not adequately preserve the historical character of the original artifact. We believe this work is culturally important in its original archival form. While we strive to adequately clean and digitally enhance the original work, there are occasionally instances where imperfections such as blurred or missing pages, poor pictures or errant marks may have been introduced due to either the quality of the original work or the scanning process itself. Despite these occasional imperfections, we have brought it back into print as part of our ongoing global book preservation commitment, providing customers with access to the best possible historical reprints. We appreciate your understanding of these occasional imperfections, and sincerely hope you enjoy seeing the book in a format as close as possible to that intended by the original publisher.

List Price: $ 18.99

Price:

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Posted by getloans - January 5, 2013 at 8:53 am

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Personal Loans : What Is a Secured Savings Installment Loan?

Personal Loans : What Is a Secured Savings Installment Loan?

When you heard about Secured Savings Installment Loan, did they tell you that it will just get you into a secured loan program with a lender, meaning you have to deposit money into an account, which you will then borrow against?

Simply put, you will pay the lender interest to borrow your own money from them. Did you believe all these?

Watch this video if it holds true, or it’s just plain bluff.

Video Rating: 5 / 5

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Posted by Cathy Miller - December 20, 2012 at 9:08 am

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Can any one explain me , difference between fixed installment or reduced installments in personal loans.?

Question by Veera: Can any one explain me , difference between fixed installment or reduced installments in personal loans.?
Can any one explain me , difference between fixed installment or reduced installments in personal loans.

plz also tell me which bank is giving at modarate interest rate for personal loans for software engineers(bangalore).

Best answer:

Answer by mardix27
In simple layman’s terms:
Fixed installments are rates that are the same throughout the length of the loan. Therefore, your monthly payments would be the same throughout the life of the loan (unless you default or something).

Reduced installments may be temporary and/or varied. Your monthly payments may be lower than normal, but your payments may not be the same and may vary month by month. There is also a chance that as with those rates seen in ARM mortgages, your rates may almost skyrocket in some months.

As for as banks & loan rates, I am not too sure at which bank has the best rates. I personally belong to a Credit Union. Credit Unions gives good rates to its members. Check out www.http://www.lovemycreditunion.org to find a credit union that you could join.

Good luck

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Posted by getloans - December 11, 2012 at 2:06 pm

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