Live Debt-Free: How to Quickly Pay Off Your Credit Cards, Personal Loans, and Mortgages-And Build Real Wealth Today! Reviews
Live Debt-Free: How to Quickly Pay Off Your Credit Cards, Personal Loans, and Mortgages-And Build Real Wealth Today!
This completely revised and updated edition also includes an appendix of living expenses in twenty selected U.S. cities. Consumers can take financial control away from their creditors and put it back into their own hands–and start living debt-free today!
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The Mortgage Encyclopedia: The Authoritative Guide to Mortgage Programs, Practices, Prices and Pitfalls, Second Edition Reviews
The Mortgage Encyclopedia: The Authoritative Guide to Mortgage Programs, Practices, Prices and Pitfalls, Second Edition
The bestselling one-stop guide to mortgages—updated for the post–housing crisis market!
The Mortgage Encyclopedia demystifies all the various mortgage terms, features, and options by offering clear, precise explanations.
Fully updated to address the new realities introduced by the housing crisis of 2007, The Mortgage Encyclopedia provides not just a complete description, but also in-depth discussion of the issues that may affect you, whether you’re a homeowner (or homeowner-to-be), real estate agent, loan provider, or attorney. With this handy, comprehensive guide on hand, you have instant access to:
- Definitions and explanations of common mortgage-related terms, as well as arcane mortgage terminology, listed alphabetically
- Expert advice on the most pressing issues, such as whether to use a mortgage brokers, the benefits of paying points versus a larger down payment, and the hazards of cosigning a loan
- The truth about common mortgage myths and misperceptions—and the pitfalls you need to avoid
- Helpful tables on affordability, interest cost of fixed-rate versus adjustable rate mortgages, and much more
So the next time you ask yourself such questions as “Is this FHA loan right for me?” or “Can I negotiate this fee?” reach for this indispensable guide and get the fast, accurate information you need!
List Price: $ 24.95
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Categories: Loan Products Tags: Authoritative, Edition, Encyclopedia, Guide, mortgage, Pitfalls, Practices, Prices, Programs, Reviews, second
The SBA Loan Book Reviews
The SBA Loan Book
How to Get A Small Business Loan, Even With Poor Credit, Weak Collateral, and No Experience!
The SBA Loan Book answers the most important questions for you, the borrower:
* How to increase your odds of getting a loan
* How to land a loan even with no experience, weak collateral and poor credit
* What your options are for SBA-guaranteed loans
* How to fill out a loan application
* How to present yourself to lenders
* How you can close your loan fast
* Learn the five C’s of lending-Capacity, Capital, Collateral, Credit, and Character
You will learn how to appeal to a lender’s denial, and even how to approach a loan request if you have been in bankruptcy.
List Price: $ 12.95
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Categories: Loan Products Tags: Book, loan, Reviews
Deal with Your Debt: The Right Way to Manage Your Bills and Pay Off What You Owe Reviews
Deal with Your Debt: The Right Way to Manage Your Bills and Pay Off What You Owe
- Debt Isn’t the Enemy; Plan; Credit Cards; Mrtgages; Home Equity Borrowing; Loans; Retirement Plan Loans; Debt Crisis; Putting Your Plan into Action.
- Index
- Debt Repayment Worksheet
- Preview of new book: “Your Credit Score”
Most people carry debt for most of their adult lives. Yet, most books on debt focus mainly on how to pay it all off, and live forever without it. Too often, following that advice leads only to failure. People either give up, or pay off the wrong kinds of debt. They strand themselves with too little flexibility to survive a financial crisis — and land in bankruptcy court. They neglect saving for retirement, homes, or college, and end up poorer than they might have been. For most people, it’s more realistic — and smarter — to control and manage debt effectively, rather than eliminating it completely. Debt Smart shows how. Award-winning personal finance columnist Liz Weston explains the rules and explodes the myths surrounding debt. Discover the crucial role debt can play in a portfolio, identifying debts that actually contribute to wealth and flexibility, while avoiding or eliminating “toxic” debts. Weston presents effective strategies for evaluating, monitoring, and paying every form of debt, from credit cards and mortgages to student and auto loans. She offers practical guidelines for how much debt one should take on. Find realistic (and often surprising) guidance on everything from home equity loans and 401K borrowing to small business loans.
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What Your Should Know Before Your Borrow Money Reviews
What Your Should Know Before Your Borrow Money
Hands fisted, knuckles white and angry tears pouring down her cheeks, Carol stormed through her front door and headed straight for the telephone. She tries to compose herself as she dials 911 to report her car as stolen.
The 911 operator takes her information and lets her know that an officer should be there momentarily. When the officer arrives, he takes her statement but also asks if there is any chance the vehicle was repossessed.
Carol jerks her head around at that question and tells the officer that she was 3 days late on her payment to a company that offers vehicle title loans. But, she queries, “surely that couldn’t be the problem? It’s only 3 days! Isn’t there supposed to be a grace period?”
The officer completes the statement and suggests that she contact the company who gave her the loan. After asking her to let the department know if it was indeed repossessed he leaves.
Carol calls the company and gets the bad news! Yes, just 3 days late and her vehicle is repossessed. Yes, she can get it back but in addition to the late payment she will have to pay the towing charge, impound fee and a penalty fee.
This scenario sounds pretty drastic, doesn’t it? Well, think again. It happens every single day more times than you would believe!
Carol is not a “bad” person. She did what all of us have probably had to do on occasion. She had an emergency and she required some quick cash. She is young, living on her own for the first time and has yet to establish her credit worthiness.
There is an important lesson to be learned by Carols’ experience. Forewarned is forearmed. Had she understood just how important it was to make her payments in a timely manner she would have done so.
Three days may sound pretty drastic, but in this particular case it was in the “fine print.”
If she had a copy of “What You Should Know BEFORE You Borrow Money,” she would have had a clearer understanding of what this type of lender expects. Had she known, she may have gone elsewhere to borrow.
Payday loans are similar to title loans in that they both charge inflated rates of interest, and they are also ready to pounce with additional charges whenever possible.
“What You Should Know BEFORE You Borrow Money,” is designed to help folks who are not knowledgeable about the “ins and outs” of borrowing. Take a look at some of what you will learn:
When and why borrow money?
What type of loan do I need?
What you should know before you shop for a lender.
How to apply for a loan.
Before you apply for a mortgage get the facts
Cleaning up your credit.
If you are already well-versed in all financial matters, this guide is probably not for you. However, if you have no experience in borrowing and are looking for some guidelines then this is definitely just the primer you need.
It’s also a great gift for anyone you know who would like to learn the basics of “Borrowing Money 101!”
List Price: $ 9.99
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What Are Payday Loans? Reviews
What Are Payday Loans?
Emergency money situations happen every day no matter how well you plan. What do you do when that happens? What Are Payday Loans is all about an alternative available today to help you get through those tough spots that come up.
Payday Loan Facts
Same Day Payday Loans
Payday Loans: The Answer To Your Financial Woes
Steps For Applying A Payday Loan
Payday Loans: Bad Credit? No Problem
Payday Loans: Borrowing Money With Bad Credit
Payday Loans – No Faxing
Payday Loans: Securing Cash In Times Of Need
Payday Loans: Immediately Getting The Funds You Need
Payday Loans – Pros & Cons
Payday Loans: What Is It And What Can You Get From It?
The Benefits Of Payday Loans
Why Payday Loans Can Work For You?
Payday Loans: The Best Answer When You Are Caught Short
Using Payday Loans In A Responsible Manner
Emergency money situations happen every day no matter how well you plan. What do you do when that happens? What Are Payday Loans is all about an alternative available today to help you get through those tough spots that come up.
List Price: $ 4.87
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Categories: Loan Products Tags: loans, Payday, Reviews
Standard & Poor’s Fundamentals of Corporate Credit Analysis Reviews
Standard & Poor’s Fundamentals of Corporate Credit Analysis
An authoritative, in-depth guide to all aspects of credit analysis from the experts at Standard & Poor’s
Credit analysis–gauging an issuer’s ability to repay interest and principal on a bond issue–plays an essential role in determining how bond issues are rated and priced. Fundamentals of Corporate Credit Analysis provides both analysts and investors with the practical, up-to-date information they need, backed by Standard & Poor’s research, data, and experience, to properly assess the credit risk of virtually any entity.
Whether used as a handy all-in-one guide or as a comprehensive training tool, it will give anyone the knowledge and tools needed to dig beneath standard ratings and determine an organization’s true creditworthiness.
List Price: $ 75.00
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Categories: Loan Products Tags: Analysis, Corporate, Credit, Fundamentals, Poor's, Reviews, Standard
Small Loans, Big Dreams: How Nobel Prize Winner Muhammad Yunus and Microfinance are Changing the World Reviews
Small Loans, Big Dreams: How Nobel Prize Winner Muhammad Yunus and Microfinance are Changing the World
Microfinancing is considered one of the most effective strategies in the fight against global poverty. And now, in Small Loans, Big Changes, author Alex Counts reveals how Nobel Prize Winner Muhammad Yunus revolutionized global antipoverty efforts through the development of this approach. This book presents compelling stories of women benefiting from Yunus’s microcredit in rural Bangladesh and urban Chicago, and recounts the experiences of different borrowers in each country, interspersing them with stories of Yunus, his colleagues, and their counterparts in Chicago.
List Price: $ 29.95
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Loan Modification For Dummies Reviews
Loan Modification For Dummies
The crucial information you need to secure a reliable loan modification and save your home
Behind on your mortgage payments? Worried about losing your home? Don’t panic. Loan Modification For Dummies gives you the reliable, authoritative, easy-to-understand guidance you need to apply for and secure a loan modification that lowers your monthly house payment and keeps you in your home.
This practical, plain-English guide leads you step by step through the loan modification process, from contacting your lender to applying for a loan modification, evaluating the lender’s initial offer, and negotiating a modification that lowers your monthly payment while helping you catch up on any past-due amounts. You’ll learn how to communicate with your bank or loan servicer, recognize and avoid loan-modification scams, and find a knowledgeable loan modification specialist, if you choose not to do it yourself.
- Advice on determining whether you’re likely to qualify for your lender’s loan modification program
- Guidance on preparing and submitting a loan modification application that improves your chances of success
- Helps you figure out a monthly payment you really can afford
- Tips on modifying your loan even when you owe more than your home’s current market value
- Negotiation advice for securing the best possible terms and lowest monthly payment
- Resources for contacting your lender, obtaining free or affordable third-party assistance, and getting government agencies on your side
Read Loan Modification For Dummies and start saving your home today.
The crucial information you need to secure a reliable loan modification and save your home
Behind on your mortgage payments? Worried about losing your home? Don’t panic. Loan Modification For Dummies gives you the reliable, authoritative, easy-to-understand guidance you need to apply for and secure a loan modification that lowers your monthly house payment and keeps you in your home.
This practical, plain-English guide leads you step by step through the loan modification process, from contacting your lender to applying for a loan modification, evaluating the lender’s initial offer, and negotiating a modification that lowers your monthly payment while helping you catch up on any past-due amounts. You’ll learn how to communicate with your bank or loan servicer, recognize and avoid loan-modification scams, and find a knowledgeable loan modification specialist, if you choose not to do it yourself.
- Advice on determining whether you’re likely to qualify for your lender’s loan modification program
- Guidance on preparing and submitting a loan modification application that improves your chances of success
- Helps you figure out a monthly payment you really can afford
- Tips on modifying your loan even when you owe more than your home’s current market value
- Negotiation advice for securing the best possible terms and lowest monthly payment
- Resources for contacting your lender, obtaining free or affordable third-party assistance, and getting government agencies on your side
Read Loan Modification For Dummies and start saving your home today.
List Price: $ 19.99
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Categories: Loan Products Tags: Dummies, loan, Modification, Reviews
Personal Finance in Your 20s For Dummies Reviews
Personal Finance in Your 20s For Dummies
- ISBN13: 9780470769058
- Condition: New
- Notes: BRAND NEW FROM PUBLISHER! 100% Satisfaction Guarantee. Tracking provided on most orders. Buy with Confidence! Millions of books sold!
The easy way to avoid early pitfalls on the road to financial success
A little money and a little time is all that’s needed to lay a strong financial foundation for today and the future. And starting sooner rather than later is the smartest thing you can do when it comes to protecting your financial future.
If you’re in college or enjoying your twenties, Personal Finance in Your 20s For Dummiescuts to the chase, providing you with the targeted financial advice you need to establish a firm financial footing as you work your way through school and the post-graduation years.
- Advice on paying off student loans, managing debt, and creating a solid pathway to financial success
- Investing strategies for young investors
- Other titles by Tyson: Personal Finance For Dummies, Investing For Dummies, and Mutual Funds For Dummies
If you’re looking for sound, reliable advice on how to make smart financial choices in the real world, Personal Finance in Your 20s For Dummies has you covered.
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Categories: Loan Products Tags: Dummies, Finance, Personal, Reviews