Basic Economics: A Common Sense Guide to the Economy
Basic Economics: A Common Sense Guide to the Economy
The fourth edition of Basic Economics is both expanded and updated. A new chapter on the history of economics itself has been added, and the implications of that history examined. A new section on the special role of corporations in the economy has been added to the chapter on government and big business, among other additions throughout the book.Basic Economics, which has now been translated into six languages, has grown so much that a large amount of material in the back of the book in previous editions has now been put online instead, so the book itself and its price will not have to expand. The central idea of Basic Economics, however, remains the same: that the fundamental facts and principles of economics do not require jargon, graphs, or equations, and can be learned in a relaxed and even enjoyable way.
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Categories: Loan Products Tags: Basic, Basic Economics, Common, Economics, Economy, Guide, large, Price, Sense
When does it make sense to consolidate all your credit cards?
Question by jerry_won3772: When does it make sense to consolidate all your credit cards?
I get some credit cards I would like to pay off as soon as possible. I read that you should pay the card with the higher interest rate first and then pay the minimum payment on the other cards. I like the idea of consolidating all your credit cards and make one payment , as this would make my life easier. Which option would be better, pay off each credit card or consolidate?
Best answer:
Answer by bdancer222
The problem with consolidating those credit cards is that once the cards are paid off, you charge them back up. Then you have the credit card debt and the consolidation loan to pay.
The most effective way to get yourself out of credit card debt is to squeeze every penny out of your budget and put it on the highest interest rate card, while making minimum payments on therest. When the highest is paid off, move to the next till they are all paid off.
Not only will you get out of debt, you will learn better financial management. It will take 2 or 3 years to pay off the credit card debt this way.
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Categories: Loan Questions Tags: accounts, Cards, consolidate, Credit, interest, Question, rate, Sense
Real World Banking and Finance: A Dollars & Sense Reader, 5th Edition Reviews
Real World Banking and Finance: A Dollars & Sense Reader, 5th Edition
Where is the financial services industry headed? What does the subprime lending crisis that exploded in 2007 have in common with the savings and loan scandals of the 1980s? Can the stock market fund the baby boomers’ retirement? Does it matter if the dollars falls in value? How do the actions of the major global financial institutions compare to their stated missions of fostering economic development and fighting poverty?
Real World Banking and Finance, 5th edition provides lively answers to these questions, assembling 55 sharply written, well-researched articles on banking and finance from the pages of Dollars & Sense, the leading magazine of popular economics.
In these pages you will follow the continued consolidation of the banking industry in the post-Glass Steagall era, examine the subprime and predatory lending sector, and take an in-depth look at retirement finance. You will also find thoughtful proposals for restructuring the financial system to make it more effective and more democratic. And you will grasp the basics–money, the Fed, interest rates, the stock market–more clearly thanks to Dollars & Sense‘s accurate, jargon-free explanations.
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