Scam Proof Your Online Shopping – Safety Tips For Shopping Online (Online Shopping Credit Card Safety)
Scam Proof Your Online Shopping – Safety Tips For Shopping Online (Online Shopping Credit Card Safety)
Safety measures for shopping online are not a mere luxury but a key necessity. Millions of credit cards are compromised every day online and the truth is – no one is really safe. People have lost thousands and some millions at the hands of online scammers and hackers who have mastered the art of scamming by using various methods, which are discussed extensively in this Scam proof shopping Guide.
What makes matters worse is the fact that more than half of the people who are scammed are not aware of the scams or have no idea that they have been hacked (not even when they receive their bills). This is why it is important to always take the necessary precautions when shopping online in order to avoid being scammed knowingly or unknowingly. Do not think just because you’ve shopped a million times online before then you are safe – no you are not! Just like a car accident, it takes one moment to become a victim of cyber crime. Chances are you’ve already been scammed once or twice before and you don’t know about it.
Truth is there are a number of articles and guides that offer safety tips for shopping online and if you have the time you can spend the next week or two to search and read them one by one. Alternatively (and more recommended) download this book instantly and within minutes you will have all the information you will ever need to stay safe online (at least for the next 12 months until new scamming methods are discovered). Within the next hour you should have the entire armory you need to avoid falling prey of the unscrupulous scammers, hackers and untrustworthy sites online.
This comprehensive online shopping safety guide offers information about credit card safety, spotting fake sites and keeping phishers at bay. It is exactly what you need as we are excitedly headed for the Christmas shopping season. Yes! This Safe shopping Guide offers online holiday shopping safety tips as well.
It is structured around 10 safety tips for shopping online but you will also find additional information about general practices to stay safe while surfing the internet. The last chapter contains some action steps you should be using every day. You are probably utilizing just one out of all the ones listed there.
Don’t expect a course about how to shop online (it is so easy you do not need a book for that) or a list of best sites to shop from (these change every now and then) rather expect useful information about credit card security advice, Online security and payment systems, online security breaches and certification and online shopping safety precautions to take to avoid becoming a victim. We will teach you the methods to apply when checking any site in existence online. Our goal is to provide you with a quick win formula you can start using two hours from now.
Grab yourself a copy now, master the vital skill of avoiding online scams and be safe for your everyday and holiday shopping online.
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Personal Finance Tips : How to Get a Personal Loan With No Credit History
Our registered financial consultant will talk about loans. Tips will be provided to you on how you can have a loan with no credit history.
By having this video, you will be presented with solutions on what you can do to get that personal loan. Perspective coming from our expert will be your guide with steps you need to take so you can make your own savings into a loan.
You will definitely enjoy what this guy can provide you especially ideas on how to improve your personal finance using proper and well experienced way. After watching this video you will be educated on the techniques you can use regarding loans.
So I hope you can learn more and have fun with this video on personal finance tips: how to get a personal loan with no credit history.
A Credit Book For People With Bad Credit: Get Credit Help For Bad Credit Repair Plus Tips on How To Get Loans With Bad Credit So You Can Rebuild … To Become A Financial Success in Good Time!
A Credit Book For People With Bad Credit: Get Credit Help For Bad Credit Repair Plus Tips on How To Get Loans With Bad Credit So You Can Rebuild … To Become A Financial Success in Good Time!
A bad credit is that wound which hurts you for a long time. It is very difficult to get over from a bad credit history. A bad credit score can greatly affect your chances of getting a suitable loan. You might have trouble getting a loan or a mortgage, or even a debit card. Many money lenders and banks solely depend upon your credit score rating just to judge your credit worthiness to pay off any loan you make. A borrower is labeled as having bad credit when there are cases or instances of payment default against him, repossession or a bankruptcy case. A bad credit score shows in your credit report. A bad credit score on the FICO scale is 580 or below in a scale ranging from 300 to 850. Credit scores of 720 and above are considered as safe and sound for offering loan. If you have bad credit, then you need to take the steps to fix it right away so you can be eligible for making any type of loan to improve your life. Fixing your bad credit will take time, a lot of determination and discipline and a feasible plan that you can do realistically.
This book will discuss information on the following:
• How bad credit affects your economic life
• How you can make loans even with bad credit
• How you can rebuild your credit standing and get a good credit score once again
The strategies and tips outlined here will assist people with bad credit to regain credit worthiness so that they can be on their way to financial recovery and, before long, become a financial success.
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Tips to Find Out The Loan Type You Need
There are so many types of loans in the market from payday advance loans to credit card loans, each designed for a specific purpose. Since all the loans are not similar in nature, choosing the right loan that best fits your need can be quite a difficult task if you dont understand the basics well. Here are a few tips on loans:
Secured loans:
As the term explains for itself these loans are issued against any item/collateral that is in greater value than the actual loan amount applied for. Secured simply means that the lender gets the security and not you. Due to this very reason these loans are available at low interest rates and have a lengthier repayment time. If you are unable to repay the loan amount and have defaulted then the lender has an upper hand to forcibly possess your collateral or even sell it to reclaim their money. These loans are lent to people who have bad credit histories because the collateral safeguards a lender from incurring any kind of losses. Some of the examples for secured Loans are Home Equity Loan, Home Equity Line of Credit, Auto Loan (New and Used) and Home Improvement Loan.
Unsecured loans:
An unsecured loan doesnt require any collateral to be pledged against it. This loan is usually offered in smaller amounts with higher interest rates and has to be repaid within a shorter time-frame. Unlike the secured loans the unsecured loans are of lower risk to the borrower. Since the borrower isnt pledging anything they stand to lose nothing if the repayment of the borrowed amount is defaulted. These loans are always given out at a cheaper rate to people who have decent credit scores, similarly they are also offered to good credit holders. Some of the best examples of Unsecured Loans are Personal Loans (payday advance loans) and Personal Lines of Credit.
Home Loans:
Home loans are typically offered to buy a home or can also be borrowed for mortgage purposes. These loans work on a longer repayment time module and slightly vary in aspect when compared to personal loans. The possibilities of defaulting the repayment are less because the lender can repossess the home if the amount is not repaid.
Debt consolidation loan:
As the term implies debt consolidation loan helps a borrower repay all his numerous debts by consolidating. The lender here processes the loan amount directly to the borrowers creditors. These loans have the potential to lower the burden of repaying the debts by spreading it for a longer repayment time period.
Credit card loans:
Credit card loans are personal loans that are similar to payday advance loans. They can be obtained from the credit card company. These loans are offered to card holders who have good credit ratings. Generally the APRs are usually high when compared to other personal loans.
Payday advance loans:
These kinds of loans can normally be obtained from payday loan lenders and other short term installment loan lenders. The criterion here is that the borrower should be a resident of the country aged 18 years and working regularly. This loan is basically for short term purpose, as in within paydays. A borrower needs to repay the loan amount in a shorter time-frame.
Written by seeyan