What credit cards can I apply for with no credit?

Question by naomishonta: What credit cards can I apply for with no credit?
I am a college student and I want a credit card or two to help start building my credit. What credit cards can I apply for with no credit history?

Best answer:

Answer by Huntsman

New federal regulations are making it extremely hard for anyone under 21 to get a credit card.
You must have employment for 1 full year (full time)
And, have sufficient salary to support a card.
A checking account and a savings

IF you get a card, make sure you pay in full each month.
Never dare carry balances which can only destroy credit.

Get your parents to co-sign on a card with you. Discover allows this.
But… only do this if they have amazing credit.
^ if they carry balances or have debt, do not co-mingle your finances with theirs

Also consider a secured card from your bank.
Again. No games of carrying balances that can easily destroy credit

Note: Plenty of people buy their first car without any credit.
They have proof of their income, employment, and savings accounts.
Along with a nice down payment.
Don’t struggle if you don’t have credit.
A bank will look at your overall financial health and your ability to pay back

Know better? Leave your own answer in the comments!